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A Very MSE Advent 2025
Comments
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Don't want to get soap and soup mixed up in any circumstances! 😂Blackcats said:@Cheery_Daff - I misread your post and thought you had festive rose & rhubarb soup in your bathroom sink. I thought it was a bit odd but decided each to their own at Christmas 😸4 -
Well the only festive thing I have done today us to try & finish my Christmas puzzle & drink ginger tea. Seem to have gone down with a fluey virus & don't feel like doing anything.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £35.35
Decluttering items 1402/2025. 53/2026
Books read 23 in 2025. 2026- 2 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
OAT Announcement:
I have scrubbed and cleaned the kitchen sink!KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £21 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Bravo @KajiKita, and on a twixtmas Sunday too!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
I carried on our advent by putting on earrings I'd left on the side as earrings that I like but never wear, and started doing the 'oh but maybe I should-' then said 'nope, enjoy them!' so they were put on and enjoyedhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
I'm getting the final few days out of my Rudolf earrings
A financial OAT for me tonight - finally logged into the new bank account I set up to take advantage of an offer and did the requisite number of transactions. Now I just need to hope they all clear properly before 4th January (I've had 2 months to do this, so it was definitely an OAT!)5 -
I missed a few days with my advent candles so I'm delighted to still be able to enjoy some festive fragrances during Twixtmas.
teabag of the day was Lady Grey. Definitely not a favourite but I bravely drank it and counted it as good de-cluttering. Will remind MrBC not to snaffle anymore from hotel rooms on my account 🙃4 -
Still doing things with turkey here. I am currently reducing some of the stock to improve flavour (and give myself a fighting chance of getting another container in the freezer). One curry, three pies and several cold meals with pickles and most of a breast cut into large portion sized lumps for future use, have all been eaten or stashed. The gammon is in one of the pies and sliced and frozen for a sandwich or three to delight Mr Sl!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
Doh! never occurred to me as my gardener just kneels on empty compost bags when he's weeding!Cheery_Daff said:I assumed @Cherryfudge meant to wrap your pretty new kneeler in the carrier bag to keep the mud off! 😂Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Lol Cheery I am in the same pickle I did 4 transactions then lost momentum2
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