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A Very MSE Advent 2025
Comments
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Was at a panto last night. Wore my Christmas sweatshirt.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Today I have a new/old underwear set from the storage drawer, and my nails are painted creamy grey with speckles. Kind of reminds me of a bird egg. I love this brand of nail polish, it's the only brand where I've used up a bottle before it's dried up.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.995 -
Mince pie for breakfast, a favourite cosy Scandi jumper on, and earrings I haven't worn before that a friend gave me- little clouds with raindrops
Started the traditional December read of Hogfather from the Discworld books
And a big OAT achieved, filled in my PiP review form.
About as miserable and unfestive a task as one can imagine, but good to get it out of the way. There's always the worry that they won't renew it but they certainly won't if I haven't done the form!10 -
Well done PiP, that's definitely a good OAT to have behind you!
I've got new bulbs fitted in the car (ended up fitting one of them myself as the man in the shop clearly forgot about me - only had to ask for help with the second because I didn't have a spanner in the car). Also had a lovely swishy new hair cut, and am now all dolled up ready to go out to Mr C's band thing tonight 😊
Ooh, and I bought a couple of small Christmas presents while I was put, and found my stash of Christmas earrings when I got home! 😃9 -
Christmas night out tonight.Christmas dress on & Christmas tree necklace on.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.16 -
Gorgeous colours @beanielou !Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.994 -
I haven’t worn anything festive today as I’ve been painting. However I’ve has Christmas tunes playing in the background to spur me on 🎄I get knocked down but I get up again (Chumbawamba, Tubthumping)9
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Wore a Xmas jumper to work yesterday (donations were made to charity) Today I have eaten Xmas Haribo 😋😆I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £207
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I want Christmas haribo now!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I went to Chatsworth House and Christmas market on Thursday, and one of the Grandchildren's Nativity play on Friday. Still no Christmas tree up though.7
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