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A Very MSE Advent 2025

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Comments

  • Love a song that's about everyone on this diary wearing their festive finery @KajiKita 💅🥂
  • Beautiful pendant @KajiKita.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,324....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £420/3000
    .

    Studies/surveys June £59.74

    Decluttering items 1400/
    2025.  343/2026
    Books read    23 in 2025.  2026- 14  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 10,256 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Thanks @Makingabobor2 :)

    That's a beautiful combination @Cheery_Daff :)

    KK


    As at 18.06.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2026 as @ 18th June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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