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A Very MSE Advent 2025
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Today I am drinking from a Christmas tree shaped receptacle.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.995 -
I have looked out some Christmas bags! Do I get a prize?!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Absolutely @beanielou 🥂4
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Thank you everyone for continuing to write about your Christmas and advent doings, it is thoroughly warming me cockles
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Does having brussels with my roast dinner count?6
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Roast dinner counts let alone including brussels @suprisinglynice 🥂5
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I went to two Chime Choir concerts (pipes that are laying on the table and that have the clappers on the outside) yesterday where they played winter and Christmas songs. My roommate was playing in the them. At the second one, given at our local library, I helped set up refreshments as it was sponsored by the Friends of the Library group that I go to. Had lots of festive cookies. We also provided a tray of Christmas goodies for the library staff. Today I am going to my sister's house along with my other sister to celebrate the the house owning sister's birthday and a grand-nephew's birthday. We will also help my sister decorate some of her many trees for Christmas. Last year, she had 23 trees up in her house including 13 full-sized ones. But health problems (hers and ours) has cut that down some. Each tree has a theme - the elf tree, the winter tree, the Disney tree, the patriotic tree, etc. We usually help take them down in February as she has several groups come to see them in December and January. We shall see this year. We only have a tiny tree at my own house because of 3 cats. It is up on top of the china cabinet right now.
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I have wrapped some of DS’s presents. They look like a 3 year old did them. Luckily he’s used to it 😹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
@Rosa_Damascena I think they were from a small Indian supermarket in the local city
In an unheard of development, I have written my christmas cards ready for posting. I usually do them on the last posting day. There is still plenty of time for me to not post them obviously.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo7 -
I gave up on wrapping paper as fingers don't do what I want any more. I use bags of all sorts - my sister's birthday present is packed in a cloth bag from the library and my grand-nephew's is in a bag my sister gave me for my birthday. Christmas presents will be in the forever bags sold by my grocery store - they have some very nice designs.4
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