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Moving on up! 🏡
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Thanks everyone x
I am happy to report that we have accepted an offer 🙂 The estate agent is just making sure that they have the finances all sorted before we mark it as SSTC and take it off the market.
I was so exited that I called the estate agent of the 3 bed house we went to see on Saturday and put in an offer on that. We did go £15k under the asking price but hopefully he will meet us at £250k. If he does and using the money from this place the new mortgage would be under £200k 🤞
I have contacted the solicitor who is acting on our behalf for the sale of our place and left a voicemail regarding them acting on our behalf for the purchase of a new property. Hopefully I will hear back from them tomorrow. As we had the meeting with the broker, there is no issue over us getting the mortgage as we have provided payslips and our IDs, so fingers crossed it will all go smoothly.
I managed to have an hour of sleep this morning and an hour this afternoon before I went off to my cleaning job. I'm now showered and in my jammies in bed. Dog 3 seems better, she hasn't been asking to go out at all, so hopefully we'll have a peaceful night. I've never had a uti myself but i know friends who have and they say its quite unpleasant, so I'm giving her lots of fuss, poor thing. She's had a rubbish life up until she was rescued so we'll do the best we can for her.Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!9 -
That's amazing news Jessy, fingers crossed your offer is accepted.Mortgage 26.4.25 - £108,500 1.1.26 - £104,679.19
Mortgage overpayments so far - £889.93
Debt 16.11.25 - £5160 30.12.25 - £4960 (3.9% paid)
Roof savings - £145.22/£3660 (4% saved)2 -
Yay on the offer 👏🏻! So pleased for you Jessy!! 🥳
Poor doggy I hope she's feeling better soon she must be feeling pretty fed up xxEmergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £120.77/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest2 -
Such great news on both selling & buying. Poor wee dog. UTI's are the devils work.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Amazing news congrats!Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!3 -
Amazing news on accepting an offer on your property! Is the buyer an investor or FTB, i.e. bottom of the chain?Fingers crossed your onward offer gets accepted! Do you know what the sellers situation is? Do they need to find somewhere?3
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This is all fantastic news Jessy! Well, the house, not the poor dog. Hope she's feeling better soon, and that your scratchy throat doesn't turn into anything else.3
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Well done Jessy. Hope the houndie and yourself are feeling better 🤒SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)3 -
Hurray for Jessy! Hope doggo soon better and you too. Standing by for news! Love Humdinger xx3
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Fabulous human news and hugs for doggy
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3
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