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  • sunshineli
    sunshineli Posts: 106 Forumite
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    I hope your viewing goes well on Friday. It sounds like a great start to have 3 viewings already
  • beanielou
    beanielou Posts: 97,846 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good then  :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • QueenJess
    QueenJess Posts: 4,682 Forumite
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    Ooh - so exciting!
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  • Humdinger1
    Humdinger1 Posts: 2,702 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Marvellous @Jessy103! Standing by for news love Humdinger xx 
  • Can you ask the selling agent? Isn't there rules about them lying to buyers?
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • Cheery_Daff
    Cheery_Daff Posts: 18,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It might have been something in the survey that would bother one person but not another - or that the buyer wanted a reduction for but didn't get. 

    If my sale had fallen through because of the survey I confess I don't think I'd be advertising it to potential new buyers either 😬 Everyone has such a different risk tolerance, its just not worth it. When we sold our house we had a first time buyer who loved it,  and put a decent offer in.  Unfortunately for him,  he clearly had an older relative behind him who told him to lower his offer 'because clearly it'll need a new boiler and roof'.  We said no (because it didn't,  although I imagine a survey would have told them the boiler was 35 years old and had no temperature controls - the boiler was in the kitchen and they could see that for themselves!), and there was nothing wrong with the roof.  We rejected their offer and sold it for £5k more than their original offer to someone who loved it anyway. 

    The people who bought it didn't even have a survey - they'd previously built their own house and spent 2 hours going over each wall etc themselves and bought it anyway. And still haven't replaced the roof (although they've probably replaced the boiler 😂 )

    Similarly,  we had a survey done here that had a lot of red things that I imagine would have put some folk off (beams above the kitchen were thin and bendy for a start,  and there's a well in the cellar so everywhere is damp). We bought it anyway 😊

    So don't lose heart! If you love it so much,  get the survey done and see what it says.  I'm not sure whether the estate agent will be allowed to talk about the contents of the survey (i believe technically that belongs to the pain who paid for it). Good luck!
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