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Moving on up! 🏡
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We have another viewing! Booked for Friday after work, we have another investor coming to look round. I'm quite shocked at having 3 viewings in one week.
Having thought about Daisy's comment and possibly not having anywhere to go if we do sell this place quickly, i thought I best book some more viewings in for ourselves! Saturday morning we are going to see a 3 bed detached house that has a garage and nice sized garden. It's on a cul de sac so only people living/visiting there would need to come onto it, but it is more on the out skirts of the village. The second is a 3 bed detached bungalow, again it has a garage and a nice sized garden and again on a cul de sac so no through traffic. This one is more in the centre of the village, close to my parents and work still.
We've also discussed after seeing these on Saturday that if we still love dream house, we're going to book in to give that a second view and make a list of things we want to check and have a look at.
I don't want to get too excited because we haven't had an offer on ours yet, but we do want to get it set what house (or 2nd in line house if the first has sold) that we would want to make an offer on.Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!9 -
I hope your viewing goes well on Friday. It sounds like a great start to have 3 viewings already3
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All good then
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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One debt remaining. Home improvement loan.4 -
Ooh - so exciting!2026 decluttering: 96 🤑🥉 ⭐️
2026 use up challenge: 34🥉 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎1503 -
Marvellous @Jessy103! Standing by for news love Humdinger xx3
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Thanks all x
Between estate agent call and my hair appointment yesterday, i was able to make some leek and potato soup which we had for dinner today and have another batch left for dinner tomorrow. Tea today was a frozen pizza after a cleaning job. DH had started up his Karate classes again, so he was out. I've cleaned the bathroom, so that's all done. Will just need to pop the hoover round when I finish work tomorrow. At least this means the house is being kept clean and tidy 🤣
Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!7 -
First week back at work is done and blimey, it has flown by!
I got home and tidied the house (there wasn't much to do) and put the hoover round. DH then took the dogs out and the lady arrived for the viewing. It seemed very positive, she asked lots of questions, said she really liked the place and that it wouldn't take much to get it ready to rent out and was even asking if we had found somewhere to move to! 🤞
I then went out and did a 2hr cleaning job, now I'm pooped! 🥱😴
Tomorrow we have our two viewings to go to and then we will decide if we want to view dream house again. Someone at work told us something a little worrying though. Their mum works with the lady who owns dream house and apparently the last sale fell through because of something on the survey, but her husband who showed us round said it was because the man was getting divorced and didn't get the money he thought he was going to and therefore didn't have enough money to proceed with the sale. I'm not sure what the point of lying to us would be as we will get own survey done anyway, so could just be some crossed wires and misunderstandings. If we do go back to view it again, we shall have a good look around for possible issues; damp and mold (I didn't see any and it certainly didn't smell musty), cracks around doors and windows etc. Even if there does turn out to be something, as long as its not too serious its something we could sort out and help us negotiate on price. We will see!Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!6 -
Aahh, village gossip! If there was a problem with the survey, then it would be very candid of the vendor to discuss that with their work colleagues whilst still trying to sell the house!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Can you ask the selling agent? Isn't there rules about them lying to buyers?Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!4 -
It might have been something in the survey that would bother one person but not another - or that the buyer wanted a reduction for but didn't get.
If my sale had fallen through because of the survey I confess I don't think I'd be advertising it to potential new buyers either 😬 Everyone has such a different risk tolerance, its just not worth it. When we sold our house we had a first time buyer who loved it, and put a decent offer in. Unfortunately for him, he clearly had an older relative behind him who told him to lower his offer 'because clearly it'll need a new boiler and roof'. We said no (because it didn't, although I imagine a survey would have told them the boiler was 35 years old and had no temperature controls - the boiler was in the kitchen and they could see that for themselves!), and there was nothing wrong with the roof. We rejected their offer and sold it for £5k more than their original offer to someone who loved it anyway.
The people who bought it didn't even have a survey - they'd previously built their own house and spent 2 hours going over each wall etc themselves and bought it anyway. And still haven't replaced the roof (although they've probably replaced the boiler 😂 )
Similarly, we had a survey done here that had a lot of red things that I imagine would have put some folk off (beams above the kitchen were thin and bendy for a start, and there's a well in the cellar so everywhere is damp). We bought it anyway 😊
So don't lose heart! If you love it so much, get the survey done and see what it says. I'm not sure whether the estate agent will be allowed to talk about the contents of the survey (i believe technically that belongs to the pain who paid for it). Good luck!4
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