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  • Jessy103
    Jessy103 Posts: 2,557 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Aahh, village gossip! If there was a problem with the survey, then it would be very candid of the vendor to discuss that with their work colleagues whilst still trying to sell the house!
    Indeed SC! I'm thinking it's more because something minor came up and the bloke wanted to pay a lot less than the asking price. It would be very silly to talk about it when they are still trying to sell it, especially when they work in the village shop! 🤣
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • Jessy103
    Jessy103 Posts: 2,557 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Can you ask the selling agent? Isn't there rules about them lying to buyers?
    Thanks BH, I was planning on doing this when I called to arrange a second viewing. As SC says, village gossip! It's probably got completely misconstrued 🙄
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • Jessy103
    Jessy103 Posts: 2,557 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    It might have been something in the survey that would bother one person but not another - or that the buyer wanted a reduction for but didn't get. 

    If my sale had fallen through because of the survey I confess I don't think I'd be advertising it to potential new buyers either 😬 Everyone has such a different risk tolerance, its just not worth it. When we sold our house we had a first time buyer who loved it,  and put a decent offer in.  Unfortunately for him,  he clearly had an older relative behind him who told him to lower his offer 'because clearly it'll need a new boiler and roof'.  We said no (because it didn't,  although I imagine a survey would have told them the boiler was 35 years old and had no temperature controls - the boiler was in the kitchen and they could see that for themselves!), and there was nothing wrong with the roof.  We rejected their offer and sold it for £5k more than their original offer to someone who loved it anyway. 

    The people who bought it didn't even have a survey - they'd previously built their own house and spent 2 hours going over each wall etc themselves and bought it anyway. And still haven't replaced the roof (although they've probably replaced the boiler 😂 )

    Similarly,  we had a survey done here that had a lot of red things that I imagine would have put some folk off (beams above the kitchen were thin and bendy for a start,  and there's a well in the cellar so everywhere is damp). We bought it anyway 😊

    So don't lose heart! If you love it so much,  get the survey done and see what it says.  I'm not sure whether the estate agent will be allowed to talk about the contents of the survey (i believe technically that belongs to the pain who paid for it). Good luck!
    Thanks cheery, I appreciate you sharing your experience. When me and DH first discussed it we pretty much came to the same conclusion. Wherever we move to we're planning on staying there for a long time so if something needs doing it'll get done at some point x
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • beanielou
    beanielou Posts: 97,846 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Absolutely go with your heart ❤️
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • daisy_1571
    daisy_1571 Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Dp said he'd regret not going for the house
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • I'd write a list of pros and cons for each property and think about it for a week. Once the initial emotions have passed and maybe a second viewing, things tend to feel clearer.
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


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