The Cashback for Bank or Investment Accounts Discussion Thread

Jazzking

Is this still working for people?  I managed it around 20:30 but my sister hasn't got the free stocks when trying around 21:30.  The T&C state the money needs to be in for 90 days before getting the stocks...

artyboy

Gambler said:

CRAIGSVILLE1 said:

artyboy said:

masonic said:

flaneurs_lobster said:

pecunianonolet said:

flaneurs_lobster said:

pecunianonolet said:

Thanks, Reddit was the trigger, now £495 "richer" as I was 10 minutes ago. Signed up, selected Microsoft, filled out all the data and was instantly verified. Created GBP wallet and deposited 5k by open banking. Shares were allocated within second. Sold the lot and proceeds were back into my GBP wallet straight away. Withdrew my 5k plus ca £495 (some fees to be paid) into my bank account. All funds arrived instantly. Etoro account closed after. 

Really? That's ridiculous. They're not going to leave this hack open for long are they? They'll lose a fortune.

I was very hesitant but my motto for 2026 is to take more risk so I went ahead expecting the worst. I still can't believe it myself. I may get blacklisted by eToro but I can very well live with that.

I knew your claim was ridiculous - it takes 20 minutes and I only made £490! Would have been quicker but it's been a while since I've used a trading app.

Drive by complete, £496.13 for 12 minutes work. My don't they like to keep you updated over email!

£496.18 for me. Nyaaaaaaaaaa!

(seriously, this is absolutely nuts...)

How long b4 the funds were in your bank?
I've withdrew mine a few hours ago, but no sign of funds yet.

Instant for me

A nerve wracking 5 minutes for me 

masonic

Jazzking said:

Is this still working for people?  I managed it around 20:30 but my sister hasn't got the free stocks when trying around 21:30.  The T&C state the money needs to be in for 90 days before getting the stocks...

The 90 day wait is what's supposed to happen, but isn't/wasn't. I don't know if you'd have to wait until tomorrow to sell once the US market closes.

pecunianonolet

CRAIGSVILLE1 said:

Gambler said:

CRAIGSVILLE1 said:

artyboy said:

masonic said:

flaneurs_lobster said:

pecunianonolet said:

flaneurs_lobster said:

pecunianonolet said:

Thanks, Reddit was the trigger, now £495 "richer" as I was 10 minutes ago. Signed up, selected Microsoft, filled out all the data and was instantly verified. Created GBP wallet and deposited 5k by open banking. Shares were allocated within second. Sold the lot and proceeds were back into my GBP wallet straight away. Withdrew my 5k plus ca £495 (some fees to be paid) into my bank account. All funds arrived instantly. Etoro account closed after. 

Really? That's ridiculous. They're not going to leave this hack open for long are they? They'll lose a fortune.

I was very hesitant but my motto for 2026 is to take more risk so I went ahead expecting the worst. I still can't believe it myself. I may get blacklisted by eToro but I can very well live with that.

I knew your claim was ridiculous - it takes 20 minutes and I only made £490! Would have been quicker but it's been a while since I've used a trading app.

Drive by complete, £496.13 for 12 minutes work. My don't they like to keep you updated over email!

£496.18 for me. Nyaaaaaaaaaa!

(seriously, this is absolutely nuts...)

How long b4 the funds were in your bank?
I've withdrew mine a few hours ago, but no sign of funds yet.

Instant for me

Thanks for that.
Hopefully they haven't cottened on to all of us doing this. I still have the OH to do once I get the £5k back 🤪

States in T&C's one per household and on reddit some said not worked for partner so if you try, let us know the outcome, I suspect their system checks the address, at least for digital verification. 

mr_accountant

I gave this a go £495.92 profit, not a bad return for a few minutes!

I followed pecunianonolet post which was most helpful

I used the desktop option on my phone (earlier posters said phone setting does work, but cant comment if accurate) 

Signed up, ticked Microsoft box as the free share and the stocks and shares option at the start, once signed up (fairly usual questions) the account was opened immediately (will need a mobile number for OTPs) 

iirc opened a GBP wallet and transferred 5K via chase bank using manual transfer and funds showing in etoro GBP wallet instantly
(can also use open banking if yours is in the list)

Within a few minutes the 500 USD Microsoft share appeared in the US wallet, went in pressed red sell button and ticked the GBP wallet option

Back to the GBP wallet the 5k and the £495.92 Microsoft sale were showing.

Went to withdraw option from the menu, followed the instructions to add new payee (same as the chase bank before) and money in chase bank in seconds

happybagger

happybagger said:

Thanks, the "Easy Bank Transfer" method on a laptop requires you to scan a QR code on a smartphone, which I can't do. Looks like I'll have to see what the app does...

Normal bank transfer warning said it could take 7 days so didn't want to chance that and did the open banking method. Sold, back to Santander, and already sent back to cahoot. That was insane really. To all those who have contributed to this, big thanks ( @pecunianonolet your earlier post with the screenshot was invaluable).

One precautionary thing I did do was make sure I could set my details up as a payee to cashout before I made a deposit

friolento

Jazzking said:

Is this still working for people?  I managed it around 20:30 but my sister hasn't got the free stocks when trying around 21:30.  The T&C state the money needs to be in for 90 days before getting the stocks...

I have just done it in the last 15 minutes.

Like others, I have ignored the 90 days term. 495ish now in my current account, along with my £5,000. 

A huge THANK YOU for the heads up, and for all the helpful posts on how to do it.

Altior

friolento said:

Jazzking said:

Is this still working for people?  I managed it around 20:30 but my sister hasn't got the free stocks when trying around 21:30.  The T&C state the money needs to be in for 90 days before getting the stocks...

I have just done it in the last 15 minutes.

Like others, I have ignored the 90 days term. 495ish now in my current account, along with my £5,000. 

A huge THANK YOU for the heads up, and for all the helpful posts on how to do it.

So you were able to trade the bonus equity out of hours? 

Beddie

That was a very exciting, crazy 30 minutes! Account opened, app set up, money moved about, £495 profit - thank you to those above for all your help.

friolento

Altior said:

friolento said:

Jazzking said:

Is this still working for people?  I managed it around 20:30 but my sister hasn't got the free stocks when trying around 21:30.  The T&C state the money needs to be in for 90 days before getting the stocks...

I have just done it in the last 15 minutes.

Like others, I have ignored the 90 days term. 495ish now in my current account, along with my £5,000. 

A huge THANK YOU for the heads up, and for all the helpful posts on how to do it.

So you were able to trade the bonus equity out of hours? 

I can't find a record of my share sale in the etoro app but I transferred out at 21:57 UK, immediately after the sale