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The Cashback for Bank or Investment Accounts Discussion Thread

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Comments

  • Dizzycap
    Dizzycap Posts: 1,442 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    wmb194 said:
    DodgerPot said:
    Fab just opened (another) Sunny Day via TopCashback 
    Thanks for the heads up on that offer 
    Did you log on to cahoot first?

    Has TCB tracked?
    No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.
    ...just to add that the payout forecast is 12 weeks hence.
    Most payouts through TCB are 8-12+ weeks, although they often confirm and pay out sooner.
    ~ NSD 2026 Challenge January 2/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £334.52 / £2026 (1)
  • Dizzycap
    Dizzycap Posts: 1,442 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 27 December 2025 at 6:16AM
    DodgerPot said:
    Always check TopCashback first before opening accounts 
    Santander have £20 cash back currently 
    First Direct £60 for opening new 1st Account 
    TSB £20-40 

    I looked at them, but couldn't figure out whether it is for new customers only or for everyone?  It doesn't say in exclusions section.

    General question about TopCashBack.  I've joined it about 2 years ago and went for signing up for Experian, but never got the promised cash back. Is this something that's happening from time to time or just happened to me?
    It's for everyone. I opened new additional Santander accounts through TCB several weeks ago and every application tracked fine through TCB. Personally, TCB is the site I always go and log in to before I apply for or purchase anything online as there's always some cashback offer somewhere or one that suddenly appears - Done this for yonks  :D Another important point is that once Cashback is confirmed and payable, withdraw via bank transfer or convert to online vouchers through TCB wallet asap - Cashback is only real once it's either in your bank account or you've redeemed a TCB wallet voucher into your online account i.e. Amazon etc.
    ~ NSD 2026 Challenge January 2/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £334.52 / £2026 (1)
  • Dizzycap
    Dizzycap Posts: 1,442 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 27 December 2025 at 6:20AM
    friolento said:
    It's a great offer for those who still haven't filled their Cahoot boots. I for one will pass on it, for two reasons

    1. I don't want Cahoot/Santander staff to look at my Cahoot accounts

    2. after years of being a really happy TCB customer, and having made thousands in my TCB account, I have recently stopped using them altogether as they routinely declined paying out even tracked purchases, giving non-sensical excuses as the reason
    Good luck to all those applying.
    I won't say anything about 1. but know what you mean! :D  ;)
    2. I too had a phase of that only to find out it was glitch on TCB end through the TCB browser extension I always use. Whilst TCB could be activated through my browser extention when it came to connecting the click through via TCB and the application / purchase website, it failed to activate at submit/checkout so initially tracked and then was rejected. It seems to have sorted it's head out now with a recent update from TCB, although I still click on the browser extension at checkout to make sure that TCB doesn't need the cashback reactivating again!  :/
    ~ NSD 2026 Challenge January 2/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £334.52 / £2026 (1)
  • @OwnedByACat

    The amount you can get from TCB for signing up and linking a current account to Plum has increased from £10 to £12.
  • Dizzycap
    Dizzycap Posts: 1,442 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 30 December 2025 at 8:35PM
    Last day to open a new FREE no fee TSB Spend & Saver account & get £45 cashback through TCB - Enjoy! (must be opened by (31/12/25). There's also an additonal £25 Amazon Gift Voucher, if you apply through MoneySupermarket and activate the £45 cashback through TCB using the TCB App browser extension  ;)
    ~ NSD 2026 Challenge January 2/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £334.52 / £2026 (1)
  • guli
    guli Posts: 222 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Dizzycap said:
    Last day to open a new FREE no fee TSB Spend & Saver account & get £45 cashback through TCB - Enjoy! (must be opened by (31/12/25). There's also an additonal £25 Amazon Gift Voucher, if you apply through MoneySupermarket and activate the £45 cashback through TCB using the TCB App browser extension  ;)
    Can you do both?? How?

    many thanks!
  • Doris17
    Doris17 Posts: 980 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Sadly I already have a TSB current account.😞

    "My Life Is About The Journey Not The Destination"



  • Over62
    Over62 Posts: 147 Forumite
    Part of the Furniture 100 Posts Photogenic
    Doris17 said:
    Sadly I already have a TSB current account.😞
    I closed my existing Spend and Save account and was able to reopen it next day under the offer.  
  • Doris17
    Doris17 Posts: 980 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 1 January at 10:28AM
    Over62 said:
    Doris17 said:
    Sadly I already have a TSB current account.😞
    I closed my existing Spend and Save account and was able to reopen it next day under the offer.  
    I have just an ordinary current account. If the offer comes up again, I will close and open a spend and save. Thank you @Over62.

    "My Life Is About The Journey Not The Destination"



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