The Cashback for Bank or Investment Accounts Discussion Thread

Ghostcrawler

Bridlington1 said:

winkowinko said:

@Bridlington1 where are you seeing that the money needs to stay with them for 2 months?

You're quite correct, I appear to have misread the terms, apologies. It seems upon reading it properly the money just needs to be added to the account within 60 days of opening, it doesn't need to stay there.

It thus seems the offer is more generous than I first thought. 

if I understand correctly, open savings account > deposit say £5000 > put it into one or more savings products within my Active Savings a/c > withdraw in couple of days > get £10 by 11 Apr 2026 ?

OwnedByACat

New customers to platform Aviva Save can claim a gift card worth at least £20 for depositing at least £10,000 in a Fixed-Term savings account for at least nine months (up to a £150 gift card for £130,000). Gift cards can be for Amazon, B&Q or Sainsbury’s. Offer ends 13/02/26

https://www.aviva.co.uk/investments/savings-accounts/#explore-the-different-types-of-savings

friolento

OwnedByACat said:

New customers to platform Aviva Save can claim a gift card worth at least £20 for depositing at least £10,000 in a Fixed-Term savings account for at least nine months (up to a £150 gift card for £130,000). Gift cards can be for Amazon, B&Q or Sainsbury’s. Offer ends 13/02/26

https://www.aviva.co.uk/investments/savings-accounts/#explore-the-different-types-of-savings

You can get better deals for 9+ mths, e.g. at Oaknorth, without the faff of gift cards.

HHUK

Ghostcrawler said:

https://support.moneyboxapp.com/moneybox-investing-tiered-cashback-january-2026-offer-terms-and-conditions/?

this one seems a good offer as it doesn't need to invest, only require a deposit or transfer in and will also be earning 2.5% interest on cash held in ISA.  I will be going for £500 minimum deposit to get better ROI

Moneybox Stocks and Shares ISA

I've gone for this and am funding it with £1500 by direct debit from Zopa to get the 2% Zopa cashback now their yearly allowance has been reset. Not bothered by ISA allowances at this point in the Tax Year, so will probably withdraw £1000 or transfer it elsewhere on receipt of the £30 Zopa cashback and most if not all of the remainder when I receive the £20 from Moneybox.

OwnedByACat

Back & worse than before:

Open an S&S ISA with Santander via TCB and receive £50 after investing £100 or £20 a month. Allows transfers.
https://www.topcashback.co.uk/santander-stocks-and-shares-isa/

pecunianonolet

Not sure if this fits here and will be a niche one but for completeness and future reference it may be of interest to someone.


https://www.hsbc.co.uk/current-accounts/products/premier/#discover-how-premier-gives-you-more

flaneurs_lobster

OwnedByACat said:

Back & worse than before:

Open an S&S ISA with Santander via TCB and receive £50 after investing £100 or £20 a month. Allows transfers.
https://www.topcashback.co.uk/santander-stocks-and-shares-isa/

As you say, not £75 like the offer in October, but that one allowed me to add £100 to my existing S&S ISA and paid out inside 2 weeks. 

Obviously I've added another £100 JIC it works again, the deposit has tracked.....

OwnedByACat

pecunianonolet said:

Not sure if this fits here and will be a niche one but for completeness and future reference it may be of interest to someone.


https://www.hsbc.co.uk/current-accounts/products/premier/#discover-how-premier-gives-you-more

Thanks for posting - it's on topic but the salary of £100+ means it won't make the main list

OwnedByACat

New customers and those who haven’t held an account in the last 30 days with investment platform eToro can get at least £10 in stocks by depositing at least £200 (up to a maximum of £500 for depositing £5,000) and holding for 90 days. Please read the T&Cs carefully to ensure you qualify

https://www.etoro.com/

https://www.etoro.com/wp-content/uploads/2026/01/TCs-for-Stocks-Welcome-Bonus-Airdrops-General-EU-GCC-AUS-UK-Stocks-Clean-with-GBP.pdf

pecunianonolet

OwnedByACat said:

New customers and those who haven’t held an account in the last 30 days with investment platform eToro can get at least £10 in stocks by depositing at least £200 (up to a maximum of £500 for depositing £5,000) and holding for 90 days. Please read the T&Cs carefully to ensure you qualify

https://www.etoro.com/

https://www.etoro.com/wp-content/uploads/2026/01/TCs-for-Stocks-Welcome-Bonus-Airdrops-General-EU-GCC-AUS-UK-Stocks-Clean-with-GBP.pdf

Could you put £5k into MMFs, get the £500 in shares and sell the 5k lot and transfer the other shares to a different provider e.g. T212?