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The Cashback for Bank or Investment Accounts Discussion Thread
Comments
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May I ask, How long did it take Santander to set-up your S&S account? I'm still waiting for my account to be set-up after applying last week.
@friolento's experience is relevant, mine isn't - I simply added funds (via the TCB link) to an existing S&S ISA.
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Not relevant to @Dizzicap's question - just to say (under my breath) I did what you did on the most recent offer. Twice. Paid out twice 🤑
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I see that IG is offering 1% cashback on an ISA transferred in. I'm waiting on cashback from Charles Stanley - due before the end of February and have just sold the investments in that ISA to cash.
Looking to park in something low risk for the next few months, until I'm clear how much I need to use.
Would it be as simple as transferring in and 'investing' in something like the MMF etf mentioned above until the cashback comes through?
I'm struggling to interpret their fees. Certainly less than Charles Stanley, but buy and hold doesn't seem to attract any IG fees?
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Have just seen lFast Global Bank's latest offers:
£100 for having salary (or any Direct Credit) paid into your iFast Global Bank account by BACS - once by 30/04/2026 and at least three more times by 30/06/3026 (at least that's how I read it).
An additional £100 is available for referring three friends who open an iFast Global Bank account by 30/04/2025, provided they also switch their salary (or any Direct Credit) to iFast Global Bank account by BACS and receive at least one such Direct Credit into their accounts.
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Forgot this MSE offer existed, adding it to the list now:
New customers to InvestEngine can get a bonus of £20 to £100 via MSE by opening a S&S ISA and adding at least £100. Cashback will be paid within the week but you must keep the investment for at least one year.
https://www.moneysavingexpert.com/savings/stocks-shares-isas/#doityourself
T&Cs
https://investengine.com/terms-incentives/#variable-partner-welcome-bonusAlso these, although I’ve only just heard of this site and haven’t used it
New customers to WeBull can get a £50 ETF trading voucher by depositing £100 and maintaining it for 60 days. Via MatchMyBroker; ends 28/02/26
https://www.matchmybroker.com/articles/webull-uk-bonus-promotionNew customers to Lightyear can get a free stock worth from £10-£100 by depositing £100. The stock or its value must be held for six months. Via MatchMyBroker; link here
https://www.matchmybroker.com/articles/lightyear-promo-code5 -
@friolento - Actually having now sorted the issue out, so have I now been paid twice. I opened via the Santander Investment Hub Option and it's now been confirmed in TCB as £50 for the Investment Hub and £50 for opening a S&S Isa inside the Investment Hub. We shall see 😁😋
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £522.44 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £1105 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto 'SAVE before you spend'1 -
Keep your head down until you have been paid 😎
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I opened a Santander S&S ISA on 9 January via TCB. Created an Investment Account, funded it, applied for the S&S ISA, and invested in a single session. Cashback began payable on 6 Feb.
I tried to do the same for my partner on 6 Feb, (without signing in to Santander) . Got a message saying further checks were needed. Investment hub was created by Santander on 10 Feb.
Went back to TCB on 11 Feb and started the process again. Signed in to Santander. Opened the S&S ISA. Chose an investment. Funded the Investment Hub using a debit card, and placed the order for the investment. Cashback tracked within a few minutes.
Note the TCB condition is "invest into at least one fund via the Santander Investment Hub in the same session as opening your Stocks & Shares ISA.“
So you don't need to create the Investment Hub and make the investment in the same session. Once your Investment Hub has been created, you can then return to TCB to apply for the ISA, fund your account, and make an investment.
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I originally applied for the S&S through the Investment Hub link rather than the direct S&S link - TCB was activated for that page. It was all being set-up which is why it took 5 working days; until this evening. I then received 2 x £50 Santander TCB bonuses once I made my S&S deposit this evening. Job done 😁
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £522.44 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £1105 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto 'SAVE before you spend'2 -
Ig offer expired now
If you want to be rich, never, ever have kids
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