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Splendid September's No-Spend Days Challenge!

Comments

LittleMissDetermined Posts: 9,872 Forumite

5 September at 7:37AM

It's one for me today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107

1
AuntieL Posts: 419 Forumite

5 September at 1:04PM

NSD Friday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
Changeyourlife25 Posts: 103 Forumite

5 September at 2:36PM

2 for me please
(Monday and Tuesday)

October GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600

PAD Oct 💰 - £17.30
PAD Sept 💪 - £205.50
PAD August 🤑 - £151.90
PAD July 💷 - £305.60

NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10
NSD July 🚫 - 12/10

Debt Marstons - paid off (June 25)
Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13
Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.83

1
cathybird Posts: 15,841 Forumite

5 September at 5:30PM edited 6 September at 4:21PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 3/18

beanielou 5/19

Caeraugirl 10

cathybird 3/15

Changeyourlife25 2/10

Crazybee787 3/19

Crazycatlady2 15

Dizzycap 4/20

Doris17 15

Emmel 12

InDebtEnby 4/13

KajiKita 4/20

laurenh1 3/18

LittleMissDetermined 3/15

Pinkpieuni 3/10

Prodigal50 1/10

Quantaqa 15

QueenJess 4/15

Scrumpy18 10

short bird 4/18

Tenar15 3/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 1/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,221 Forumite

5 September at 5:38PM

3/19 Please @cathybird Thank you

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
Tenar15 Posts: 12 Forumite

5 September at 6:52PM

None for me today unfortunately, as I've well and truly pushed the contents of my fridge to their limits, and the OH has been looking longingly at crumbs in the cupboards!

1
QueenJess Posts: 4,617 Forumite

5 September at 8:18PM

Declaring another NSD for today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
beanielou Posts: 96,661 Ambassador

5 September at 8:32PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Dizzycap Posts: 1,241 Forumite

5 September at 9:05PM

It's a 4/20 NSD Friday!

~ NSD 2025 - NSD October 19/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
InDebtEnby Posts: 185 Forumite

5 September at 11:20PM

Another one for me today

Current No Spend Challenge: 16/13
2025 No Spend Days: 130/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1

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