September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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One yesterday and one today. X1
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Well done Beanie, you are awesomeXXbeanielou said:One today. That’s a full week. Pleased with that.2 -
5/19 Please @cathybird Thank youXX1
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Not today. Back on it from tomorrow and need to knuckle down to get my target …KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAfdaff 10AuntieL 4/18
beanielou 7/19
Caeraugirl 10cathybird 5/15
Changeyourlife25 2/10
Crazybee787 5/19
Crazycatlady2 15Dizzycap 6/20
Doris17 15Emmel 12InDebtEnby 4/13
KajiKita 5/20
laurenh1 5/18
LittleMissDetermined 5/15
Pinkpieuni 4/10
Prodigal50 1/10
Quantaqa 15QueenJess 5/15
Scrumpy18 10short bird 5/18
Tenar15 3/10
thepurplepixie 15Thriftymissus 24VickyA 2 1/15
To see the updated results for September on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Not yesterday as I brought toilet cleanerCurrent No Spend Challenge: 2/13
2025 No Spend Days: 96/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Nsd today.
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
1 -
Back to it today with a NSD.2026 decluttering: 5,238 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅
2026 use up challenge: 712🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60001 -
Fiercely determined to get back on the NSD Train today so declaring early!

KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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