We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Splendid September's No-Spend Days Challenge!

1…910121415…31

Comments

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • cathybird
    cathybird Posts: 16,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 September 2025 at 10:39PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 

    AuntieL 7/18  image  image 

    beanielou 10/19  image  image  image  

    Caeraugirl 10 

    cathybird 8/15  image  image 

    Changeyourlife25 2/10  image 

    Crazybee787 7/19  image  image 

    Crazycatlady2 15 

    Dizzycap 10/20  image  image  image  

    Doris17 15 

    Emmel 12 

    InDebtEnby 4/13  image 

    KajiKita 7/20  image  image 

    laurenh1 7/18  image  image 

    LittleMissDetermined 5/15  image  image 

    Pinkpieuni 7/10  image  image 

    Prodigal50 2/10  image 

    Quantaqa 15 

    QueenJess 7/15  image  image 

    Scrumpy18 10 

    short bird 8/18   image  image 

    Tenar15 4/10   image 

    thepurplepixie 15  

    Thriftymissus 24  

    VickyA 2 6/15   image  image 


    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,804 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    7/19 Please @cathybird Thank you XX
  • KajiKita
    KajiKita Posts: 9,997 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • QueenJess
    QueenJess Posts: 4,774 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • VickyA_2
    VickyA_2 Posts: 4,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD today!  o:)
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • beanielou
    beanielou Posts: 99,376 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Dizzycap
    Dizzycap Posts: 1,813 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 11 September 2025 at 11:03AM
    Declaring a 10/20 NSD Thursday  :D - Busy in the back garden clearing up & planting some early Spring bulbs that I found in the shed  <3
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • Pinkpieuni
    Pinkpieuni Posts: 252 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    One today as well.

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • laurenh1
    laurenh1 Posts: 1,133 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please :) 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture