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Splendid September's No-Spend Days Challenge!

Comments

AuntieL Posts: 420 Forumite

10 September at 3:57PM

NSD Wednesday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
cathybird Posts: 15,848 Forumite

10 September at 4:07PM edited 11 September at 10:39PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 7/18

beanielou 10/19

Caeraugirl 10

cathybird 8/15

Changeyourlife25 2/10

Crazybee787 7/19

Crazycatlady2 15

Dizzycap 10/20

Doris17 15

Emmel 12

InDebtEnby 4/13

KajiKita 7/20

laurenh1 7/18

LittleMissDetermined 5/15

Pinkpieuni 7/10

Prodigal50 2/10

Quantaqa 15

QueenJess 7/15

Scrumpy18 10

short bird 8/18

Tenar15 4/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 6/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,238 Forumite

10 September at 5:27PM

7/19 Please @cathybird Thank you XX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
KajiKita Posts: 8,467 Forumite

10 September at 8:01PM

NSD here 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
QueenJess Posts: 4,621 Forumite

10 September at 8:22PM

Declaring another NSD today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
VickyA_2 Posts: 4,614 Forumite

10 September at 9:27PM

NSD today!

Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
1
beanielou Posts: 96,706 Ambassador

11 September at 10:27AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Dizzycap Posts: 1,244 Forumite

11 September at 11:03AM edited 11 September at 11:03AM

Declaring a 10/20 NSD Thursday - Busy in the back garden clearing up & planting some early Spring bulbs that I found in the shed

~ NSD 2025 - NSD October 23/20 (10 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
Pinkpieuni Posts: 180 Forumite

11 September at 2:23PM

One today as well.

Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)

The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
1
laurenh1 Posts: 1,032 Forumite

11 September at 2:38PM

One for today please

1

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