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Splendid September's No-Spend Days Challenge!

Comments

KajiKita Posts: 8,467 Forumite

11 September at 6:02PM

NSD here 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Tenar15 Posts: 12 Forumite

11 September at 8:58PM

NSD here for me!

1
cathybird Posts: 15,848 Forumite

11 September at 10:41PM edited 12 September at 6:10PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 8/18

beanielou 11/19

Caeraugirl 10

cathybird 8/15

Changeyourlife25 2/10

Crazybee787 8/19

Crazycatlady2 15

Dizzycap 11/20

Doris17 15

Emmel 12

InDebtEnby 4/13

KajiKita 8/20

laurenh1 7/18

LittleMissDetermined 6/15

Pinkpieuni 7/10

Prodigal50 2/10

Quantaqa 15

QueenJess 9/15

Scrumpy18 10

short bird 9/18

Tenar15 5/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 6/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
Dizzycap Posts: 1,244 Forumite

12 September at 2:27AM

Good morning all Great going with all the NSD's this month - We can smash September
Declaring an 11/20 NSD Friday - finishing off the back garden bulbing inbetween the on/off rain showers

~ NSD 2025 - NSD October 23/20 (10 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
3
CrazyBee787 Posts: 1,238 Forumite

12 September at 5:23AM

8/19 For yesterday please @cathybird Thank youXX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
LittleMissDetermined Posts: 9,887 Forumite

12 September at 6:46AM

Finally another NSD for me today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107

1
QueenJess Posts: 4,621 Forumite

12 September at 6:48AM

Declaring a NSD for yesterday and another one for today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
beanielou Posts: 96,704 Ambassador

12 September at 10:19AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
AuntieL Posts: 420 Forumite

12 September at 2:06PM

NSD Friday

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
short_bird Posts: 4,066 Forumite

12 September at 4:26PM

I thought I'd mentioned it was day 9 but obviously not

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1

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