September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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2 more NSDs to declare.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today I have been naughty and bought sushi again (I can't get enough 😂) Also since it was a spendy day I bought a couple of text books, which will help with a community bookkeeper job.Missions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
One for Friday and one today taking me to 6.Current No Spend Challenge: 17/13
2025 No Spend Days: 131/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAfdaff 10AuntieL 10/18
beanielou 13/19
Caeraugirl 10cathybird 10/15
Changeyourlife25 2/10
Crazybee787 9/19
Crazycatlady2 15Dizzycap 14/20
Doris17 15Emmel 12InDebtEnby 6/13
KajiKita 10/20
laurenh1 9/18
LittleMissDetermined 7/15
Pinkpieuni 10/10
Prodigal50 3/10
Quantaqa 15QueenJess 9/15
Scrumpy18 10short bird 11/18
Tenar15 5/10
thepurplepixie 15Thriftymissus 24VickyA 2 7/15
To see the updated results for September on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another NSD here! Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared1
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Thought yesterday was going to be a spend day but it wasn’t so NSD yesterday and today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Declaring a NSD Sunday & now 14/20 Monday! Been a little busy to post in MSE, but managing to catch up a little now
~ NSD 2025 - NSD October 21/20 (10 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Nsd today
Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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One for Saturday and one for today please 1
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NSD Sunday and Monday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001
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