September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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2 more NSDs to declare.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today I have been naughty and bought sushi again (I can't get enough 😂) Also since it was a spendy day I bought a couple of text books, which will help with a community bookkeeper job.1
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One for Friday and one today taking me to 6.Current No Spend Challenge: 12/13
2025 No Spend Days: 50/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAfdaff 10AuntieL 10/18
beanielou 13/19
Caeraugirl 10cathybird 10/15
Changeyourlife25 2/10
Crazybee787 9/19
Crazycatlady2 15Dizzycap 14/20
Doris17 15Emmel 12InDebtEnby 6/13
KajiKita 10/20
laurenh1 9/18
LittleMissDetermined 7/15
Pinkpieuni 10/10
Prodigal50 3/10
Quantaqa 15QueenJess 9/15
Scrumpy18 10short bird 11/18
Tenar15 5/10
thepurplepixie 15Thriftymissus 24VickyA 2 7/15
To see the updated results for September on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another NSD here! Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1
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Thought yesterday was going to be a spend day but it wasn’t so NSD yesterday and today 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Declaring a NSD Sunday & now 14/20 Monday! Been a little busy to post in MSE, but managing to catch up a little now
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
Nsd today
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
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One for Saturday and one for today please 1
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NSD Sunday and Monday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001
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