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Splendid September's No-Spend Days Challenge!

Comments

beanielou Posts: 96,703 Ambassador

16 September at 9:58AM edited 16 September at 9:59AM

One today. Not yesterday as went to see the last Downton.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laurenh1 Posts: 1,031 Forumite

16 September at 10:18AM

One for today please

1
QueenJess Posts: 4,621 Forumite

16 September at 11:15AM

Declaring another NSD today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
AuntieL Posts: 420 Forumite

16 September at 3:50PM

NSD Tuesday 😊

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
CrazyBee787 Posts: 1,235 Forumite

16 September at 5:19PM

Not Today fuel for two cars and snacksXX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
Pinkpieuni Posts: 180 Forumite

16 September at 6:45PM

Nsd today

Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)

The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
1
KajiKita Posts: 8,462 Forumite

16 September at 6:54PM

NSD Tuesday here 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Tenar15 Posts: 12 Forumite

16 September at 7:03PM

Another NSD here for me

1
VickyA_2 Posts: 4,614 Forumite

16 September at 9:16PM

NSD Tuesday here, too!

Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
1
cathybird Posts: 15,848 Forumite

16 September at 10:41PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 11/18

beanielou 14/19

Caeraugirl 10

cathybird 11/15

Changeyourlife25 2/10

Crazybee787 10/19

Crazycatlady2 15

Dizzycap 14/20

Doris17 15

Emmel 12

InDebtEnby 6/13

KajiKita 12/20

laurenh1 10/18

LittleMissDetermined 10/15

Pinkpieuni 11/10

Prodigal50 4/10

Quantaqa 15

QueenJess 11/15

Scrumpy18 10

short bird 12/18

Tenar15 6/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 9/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

2

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