We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

1171820222331

Comments

  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Early call for today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenJess
    QueenJess Posts: 4,621 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • laurenh1
    laurenh1 Posts: 1,033 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today x 
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    One today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,855 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 September at 9:38PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 


    AuntieL 12/18  image  image  image  


    beanielou 18/19  image  image  image   image 


    Caeraugirl 10 


    cathybird 14/15  image  image  image  


    Changeyourlife25 5/10  image  image 


    Crazybee787 10/19  image  image  image  


    Crazycatlady2 15 


    Dizzycap 17/20  image  image  image   image 


    Doris17 15 


    Emmel 12 


    InDebtEnby 9/13  image  image 


    KajiKita 14/20  image  image  image  


    laurenh1 12/18  image  image  image  


    LittleMissDetermined 12/15  image  image  image  


    Pinkpieuni 12/10  image  image  image   image  image


    Prodigal50 4/10  image 


    Quantaqa 15 


    QueenJess 14/15  image  image  image  


    Scrumpy18 10 


    short bird 13/18   image  image  image  


    Tenar15 7/10   image  image 


    thepurplepixie 15  


    Thriftymissus 24  


    VickyA 2 9/15   image  image 



    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • InDebtEnby
    InDebtEnby Posts: 189 Forumite
    100 Posts Name Dropper Photogenic
    Another one today 
    Current No Spend Challenge: 18/13
    2025 No Spend Days: 132/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • Dizzycap
    Dizzycap Posts: 1,247 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 19 September at 10:04PM
    Well done everyone! AWESOME going!  <3<3
    Another 17/20 NSD - Won't be spending over the weekend  :D<3
    ~ NSD 2025 - NSD October 24/20 (10 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Changeyourlife25
    Changeyourlife25 Posts: 103 Forumite
    100 Posts Name Dropper Photogenic
    edited 20 September at 7:58AM
    Hi all you lovely people!

    Another 3 for me please.

    5/10  finally getting somewhere 👏🏻

    October GC 🧡🫶 £111.19/£400
    September GC 🥨🍕 - £475.63/£600
     
    PAD Oct 💰 - £17.30
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Oct 💳 - 2/10
    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • QueenJess
    QueenJess Posts: 4,621 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not one today. I treated myself to an 85% dark chocolate bar. Not sorry 😆😋
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.