We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Splendid September's No-Spend Days Challenge!

1…1920222425…31

Comments

  • Dizzycap
    Dizzycap Posts: 1,809 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 19/20 NSD Sunday!  :D
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 September 2025 at 10:26PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 

    AuntieL 14/18  image  image  image  

    beanielou 20/19  image  image  image   image  image  image  image

    Caeraugirl 10 

    cathybird 16/15  image  image  image   image  image  image

    Changeyourlife25 5/10  image  image 

    Crazybee787 10/19  image  image  image  

    Crazycatlady2 15 

    Dizzycap 20/20  image  image  image   image  image  image 

    Doris17 15 

    Emmel 12 

    InDebtEnby 9/13  image  image 

    KajiKita 17/20  image  image  image   image 

    laurenh1 14/18  image  image  image  

    LittleMissDetermined 13/15  image  image  image  

    Pinkpieuni 12/10  image  image  image   image  image

    Prodigal50 8/10  image  image 

    Quantaqa 15 

    QueenJess 15/15  image  image  image   image  image 

    Scrumpy18 10 

    short bird 14/18   image  image  image  

    Tenar15 8/10   image  image 

    thepurplepixie 15  

    Thriftymissus 24  

    VickyA 2 11/15   image  image  image  


    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • QueenJess
    QueenJess Posts: 4,774 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • beanielou
    beanielou Posts: 99,375 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • laurenh1
    laurenh1 Posts: 1,133 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One today please :) 
  • Prodigal50
    Prodigal50 Posts: 131 Forumite
    100 Posts Second Anniversary Name Dropper
    Another 4 days please :-)

    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/Dec 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/6378
    Card 2  5674/3564
    Card 3 5158/3532
    Card 4 0/10785
    Total 37036/24274

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,594 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Finally another one today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • Dizzycap
    Dizzycap Posts: 1,809 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 20/20 NSD Monday here!  :D<3 This month is absolutely whizzing by!  :o:s:o
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • KajiKita
    KajiKita Posts: 9,997 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,803 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    edited 22 September 2025 at 5:36PM
    Hi @cathybird does spending £7348 on a car count as a spend 🤣🤣 I didn't spend on anything else
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture