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Splendid September's No-Spend Days Challenge!

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Comments

  • InDebtEnby
    InDebtEnby Posts: 204 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me 
    Current No Spend Challenge: 10/13
    2025 No Spend Days: 144/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • It's a NSD for me today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • laurenh1
    laurenh1 Posts: 1,054 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another early call for today , hoping to hit target tomorrow x 
  • Dizzycap
    Dizzycap Posts: 1,301 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a very early 23/20 NSD Thursday!  :D<3
    ~ NSD 2025 - NSD November 22/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1756.28 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • beanielou
    beanielou Posts: 97,150 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 16: my senior railcard renewal can wait a couple of days...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • CrazyBee787
    CrazyBee787 Posts: 1,365 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today I purchased a back scratcher for £2.99! But that is all!
  • Pinkpieuni
    Pinkpieuni Posts: 191 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    2 days nsd, yesterday and today.

    Challenges

    NSD - Nov  9/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,405.76 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,544.37

    "Look after the pennies and the pounds will look after themselves"

  • AuntieL
    AuntieL Posts: 441 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Thursday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £150, 894 (23years 0months)
    Current outstanding = £93,904 (10years 6months)
    2024 Overpayment = £675.66
    2025 Overpayment = £681/£700
  • KajiKita
    KajiKita Posts: 8,754 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 68 books of target 52 in 2025, as @ 26th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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