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Splendid September's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 417 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Saturday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • KajiKita
    KajiKita Posts: 8,392 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 27 September at 4:46PM
    NSD today but won’t be tomorrow as I must buy spring bulbs 😊

    Happy to target 20 again for October 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,211 Forumite
    1,000 Posts Name Dropper Photogenic
    12/19 Please @cathybird Thank youXX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • short_bird
    short_bird Posts: 4,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saturday is day 18 B) .
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    laurenh1 said:
    Not sure about toda9y. Bought some tights to replace my tights which laddered but other than that nothing being spent :) 
    @laurenh1 this sounds like an NSD to me, unless you feel strongly otherwise? xx :)
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 September at 6:31PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 

    AuntieL 17/18  image  image  image   image 

    beanielou 26/19  image  image  image   image  image  image  image

    Caeraugirl 10 

    cathybird 20/15  image  image  image   image  image  image  image

    Changeyourlife25 5/10  image  image 

    Crazybee787 12/19  image  image  image  

    Crazycatlady2 15 

    Dizzycap 24/20  image  image  image   image  image  image  image

    Doris17 15 

    Emmel 12 

    InDebtEnby 12/13  image  image  image  

    KajiKita 22/20  image  image  image   image  image  image  image

    laurenh1 17/18  image  image  image   image 

    LittleMissDetermined 16/15  image  image  image   image  image  image

    Pinkpieuni 16/10  image  image  image   image  image  image

    Prodigal50 10/10  image  image  image   image 

    Quantaqa 15 

    QueenJess 18/15  image  image  image   image  image  image

    Scrumpy18 10 

    short bird 18/18   image  image  image   image  image 

    Tenar15 9/10   image  image 

    thepurplepixie 15  

    Thriftymissus 24  

    VickyA 2 14/15   image  image  image  


    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Prodigal50
    Prodigal50 Posts: 122 Forumite
    100 Posts Second Anniversary Name Dropper
    Hi!

    Please add another two NSD. Thanks!
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • CrazyBee787
    CrazyBee787 Posts: 1,211 Forumite
    1,000 Posts Name Dropper Photogenic
    not today good priced crafter lamp!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • AuntieL
    AuntieL Posts: 417 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Calling an early NSD Sunday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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