September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
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Declaring a NSD today.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Another NSD here!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared1
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Another NSDCurrent No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAfdaff 10AuntieL 15/18beanielou 24/19Caeraugirl 10cathybird 19/15Changeyourlife25 5/10Crazybee787 11/19Crazycatlady2 15Dizzycap 23/20Doris17 15Emmel 12InDebtEnby 12/13KajiKita 20/20laurenh1 17/18LittleMissDetermined 16/15Pinkpieuni 15/10Prodigal50 8/10Quantaqa 15QueenJess 16/15Scrumpy18 10short bird 17/18Tenar15 9/10thepurplepixie 15Thriftymissus 24VickyA 2 14/15To see the updated results for September on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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A NSD Friday for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 17 here.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not one for me, I just booked my first holiday abroad. I'm very excited 😁😁Current No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20303 -
InDebtEnby said:Not one for me, I just booked my first holiday abroad. I'm very excited 😁😁I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not today XXMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.1
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