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Splendid September's No-Spend Days Challenge!
Comments
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Another 2 NSDs to add!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared1
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@CrazyBee787 ha, sadly yes it doesCrazyBee787 said:Hi @cathybird does spending £7348 on a car count as a spend 🤣🤣 I didn't spend on anything else
congrats on the new car though! 1 -
September 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAfdaff 10AuntieL 14/18
beanielou 21/19
Caeraugirl 10cathybird 17/15
Changeyourlife25 5/10
Crazybee787 10/19
Crazycatlady2 15Dizzycap 21/20
Doris17 15Emmel 12InDebtEnby 10/13
KajiKita 17/20
laurenh1 15/18
LittleMissDetermined 13/15
Pinkpieuni 13/10
Prodigal50 8/10
Quantaqa 15QueenJess 15/15
Scrumpy18 10short bird 15/18
Tenar15 8/10
thepurplepixie 15Thriftymissus 24VickyA 2 12/15
To see the updated results for September on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring a 21/20 NSD Tuesday!
- Toot! I've got my walking the crazy doggie emoji 

~ NSD 2025 - NSD October 21/20 (10 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Nsd today.
Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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An early call for today please
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Tuesday is day 15.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
I seem to have been stuck on 9 for a while. One today despite getting McDonald's for lunch as I forgot to defrost bread, but paid using points and a freebie from the monopoly prizes.Current No Spend Challenge: 17/13
2025 No Spend Days: 131/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Not today, I needed more food while at work 😒Missions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1
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