September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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Another 2 NSDs to add!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1
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@[Deleted User] ha, sadly yes it does[Deleted User] said:Hi @cathybird does spending £7348 on a car count as a spend 🤣🤣 I didn't spend on anything else
congrats on the new car though! 1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAfdaff 10AuntieL 14/18
beanielou 21/19
Caeraugirl 10cathybird 17/15
Changeyourlife25 5/10
Crazybee787 10/19
Crazycatlady2 15Dizzycap 21/20
Doris17 15Emmel 12InDebtEnby 10/13
KajiKita 17/20
laurenh1 15/18
LittleMissDetermined 13/15
Pinkpieuni 13/10
Prodigal50 8/10
Quantaqa 15QueenJess 15/15
Scrumpy18 10short bird 15/18
Tenar15 8/10
thepurplepixie 15Thriftymissus 24VickyA 2 12/15
To see the updated results for September on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Declaring a 21/20 NSD Tuesday!
- Toot! I've got my walking the crazy doggie emoji 

--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
Nsd today.
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
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An early call for today please
1 -
Tuesday is day 15.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
I seem to have been stuck on 9 for a while. One today despite getting McDonald's for lunch as I forgot to defrost bread, but paid using points and a freebie from the monopoly prizes.Current No Spend Challenge: 2/13
2025 No Spend Days: 96/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Not today, I needed more food while at work 😒1
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