We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

12527293031

Comments

  • Dizzycap
    Dizzycap Posts: 1,239 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    A NSD 24/20 Friday here! 
    It will be a small spendy day tomorrow; which I'll be counting as a spendy, as I am in need of my hanyman to do a few jobs outside before the weather really turns  :o:/
    ~ NSD 2025 - NSD October 18/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • Pinkpieuni
    Pinkpieuni Posts: 179 Forumite
    100 Posts Name Dropper Photogenic
    Another nsd today.

    Challenges

    NSD - Oct 12/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 256 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • KajiKita
    KajiKita Posts: 8,407 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Friday here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 September at 5:38PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 


    AuntieL 15/18  image  image  image   image 


    beanielou 25/19  image  image  image   image  image  image  image


    Caeraugirl 10 


    cathybird 20/15  image  image  image   image  image  image  image


    Changeyourlife25 5/10  image  image 


    Crazybee787 11/19  image  image  image  


    Crazycatlady2 15 


    Dizzycap 24/20  image  image  image   image  image  image  image


    Doris17 15 


    Emmel 12 


    InDebtEnby 12/13  image  image  image  


    KajiKita 21/20  image  image  image   image  image  image  image


    laurenh1 17/18  image  image  image   image 


    LittleMissDetermined 16/15  image  image  image   image  image  image


    Pinkpieuni 16/10  image  image  image   image  image  image


    Prodigal50 8/10  image  image 


    Quantaqa 15 


    QueenJess 18/15  image  image  image   image  image  image


    Scrumpy18 10 


    short bird 17/18   image  image  image   image 


    Tenar15 9/10   image  image 


    thepurplepixie 15  


    Thriftymissus 24  


    VickyA 2 14/15   image  image  image  



    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image (I've listed the same targets as this month but pls say if you'd like to aim for something different!)

    October targets

    AuntieL 18
    beanielou 19
    Caeraugirl 10
    cathybird 15
    Changeyourlife25 10
    CrazyBee787 19
    Crazycatlady2 15
    Dizzycap 20
    Doris17 15
    Emmel 12
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 15
    Pinkpieuni 10
    Prodigal50 10
    QueenJess 15
    short bird 18
    Thriftymissus 24
    VickyA 2 15


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,239 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 26 September at 10:56PM
    @cathybird - I'm happy with the usual 20 for October, thank you:-) And thank you for keeping the thread updated & coming up with fabulous emoji each month xxxxxx
    ~ NSD 2025 - NSD October 18/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • QueenJess
    QueenJess Posts: 4,617 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD yesterday and another one for today.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • laurenh1
    laurenh1 Posts: 1,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Not sure about toda9y. Bought some tights to replace my tights which laddered but other than that nothing being spent :) 
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dizzycap
    Dizzycap Posts: 1,239 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Today, as expected, is a spendy day as my handyman came to help with Winter prep jobs outside, so I'll be staying on 24/20, but back to the NSD's tomorrow  - Not that we have many left for September!  :o Where did this month go?  :#:o
    ~ NSD 2025 - NSD October 18/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.