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Splendid September's No-Spend Days Challenge!

Comments

beanielou Posts: 96,676 Ambassador

8 September at 8:58AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laurenh1 Posts: 1,030 Forumite

8 September at 1:57PM

One today please

1
cathybird Posts: 15,841 Forumite

8 September at 4:10PM edited 9 September at 10:09PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 6/18

beanielou 8/19

Caeraugirl 10

cathybird 6/15

Changeyourlife25 2/10

Crazybee787 5/19

Crazycatlady2 15

Dizzycap 8/20

Doris17 15

Emmel 12

InDebtEnby 4/13

KajiKita 5/20

laurenh1 6/18

LittleMissDetermined 5/15

Pinkpieuni 5/10

Prodigal50 1/10

Quantaqa 15

QueenJess 6/15

Scrumpy18 10

short bird 5/18

Tenar15 4/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 1/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,224 Forumite

8 September at 6:24PM

Not today Thank you - I have had fish & chips and I also got snacks for work for the week.

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
Dizzycap Posts: 1,241 Forumite

9 September at 5:47AM

Morning all
It's a 8/20 NSD Tuesday! Wishing everyone a Terrific NSD Tuesday

~ NSD 2025 - NSD October 19/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
2
Pinkpieuni Posts: 180 Forumite

9 September at 8:49AM

Another nsd for me today.

Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)

The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
1
beanielou Posts: 96,676 Ambassador

9 September at 8:51AM

Not sure yet. Will report back later.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
QueenJess Posts: 4,617 Forumite

9 September at 9:07AM

Declaring another NSD today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
Tenar15 Posts: 12 Forumite

9 September at 4:29PM

Quite a few spendy days over the weekend. All budgeted for, but keen to get back to not spending! Another NSD for me today.

1
AuntieL Posts: 419 Forumite

9 September at 4:39PM

NSD Monday and Tuesday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1

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