We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

1…34689…31

Comments

  • Pinkpieuni
    Pinkpieuni Posts: 269 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another nsd today.

    Challenges

    NSD - August - xx/10

    1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0.  mortgage @ Jan 2025 - £75,600

    2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k

    3. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    4.52 Week Envelope Saving Challenge #2  £689/£1,378 -( 26/52)

    5. EF - £1,742

  • laurenh1
    laurenh1 Posts: 1,181 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not on today, hopeful for no more spending this week though! 
  • cathybird
    cathybird Posts: 16,825 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 September 2025 at 12:00AM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 

    AuntieL 2/18  image 

    beanielou 4/19  image 

    Caeraugirl 10 

    cathybird 3/15  image 

    Changeyourlife25 10 

    Crazybee787 2/19  image 

    Crazycatlady2 15 

    Dizzycap 3/20  image 

    Doris17 15 

    Emmel 12 

    InDebtEnby 3/13  image 

    KajiKita 4/20  image 

    laurenh1 3/18  image 

    LittleMissDetermined 2/15  image 

    Pinkpieuni 3/10  image 

    Prodigal50 1/10  image 

    Quantaqa 15 

    QueenJess 3/15  image 

    Scrumpy18 10 

    short bird 4/18   image 

    Tenar15 3/10   image 

    thepurplepixie 15  

    Thriftymissus 24  

    VickyA 2 1/15   image 


    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 10,536 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    One today 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Tenar15
    Tenar15 Posts: 50 Forumite
    10 Posts Name Dropper Photogenic
    One today, please :) 
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 4, thanks!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today Coca cola and choc stuff, naughty, naughty 😉XX
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Thursday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • QueenJess
    QueenJess Posts: 4,931 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2026 decluttering: 5,238 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅
    2026 use up challenge: 712🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500
  • InDebtEnby
    InDebtEnby Posts: 358 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me
    Current No Spend Challenge: 2/13
    2025 No Spend Days: 96/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.3K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 248K Work, Benefits & Business
  • 605.2K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture