September 2025 NSD challenge
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Splendid September's No-Spend Days Challenge!
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It's a NSD 2/20 Tuesday here~ NSD 2025 - NSD September 12/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £635.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAfdaff 10AuntieL 1/18beanielou 2/19Caeraugirl 10cathybird 1/15Changeyourlife25 10Crazybee787 2/19Crazycatlady2 15Dizzycap 2/20Doris17 15Emmel 12InDebtEnby 1/13KajiKita 2/20laurenh1 1/18LittleMissDetermined 1/15Pinkpieuni 10Prodigal50 15Quantaqa 15QueenJess 2/15Scrumpy18 10short bird 2/18Tenar15 1/10thepurplepixie 15Thriftymissus 24VickyA 2 1/15To see the updated results for September on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,980.28
2024 Overpayment = £675.66
2025 Overpayment = £622/£7001 -
2/19 Please @cathybird Thank youMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!1 -
Thank you for the warm welcome, all!
First NSD today - 1/10 please.2 -
One here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
And it's 2 for 2: not even online shopping...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Declaring a NSD for today.2025 decluttering: 5,050 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 362🥉🥈🥇💎🏆Mini freezer challenge +4/-20Big kitchen declutter challenge 120/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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First one for me todayCurrent No Spend Challenge: 4/13
2025 No Spend Days: 106/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Hello, I’ve been swamped by family stuff and am taking a bit of a break, will hopefully be back joining the challenge soon x wishing everyone lots of NSDs x3
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