We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

24567…23

Comments

  • Dizzycap
    Dizzycap Posts: 1,197 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 1/20 NSD Monday! Awesome  :D Wishing everyone a Super NSD xx
    ~ NSD 2025 - NSD September 20/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 26 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £824.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £18,551.17 / £12,000 💯 (8) - Continuing
  • short_bird
    short_bird Posts: 4,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And it's Howdy! to day 1.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 September at 4:28PM
    September 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    September targets


    Afdaff 10 

    AuntieL 18 

    beanielou 2/19  image 

    Caeraugirl 10 

    cathybird 15 

    Changeyourlife25 10 

    Crazybee787 1/19  image 

    Crazycatlady2 15 

    Dizzycap 1/20  image 

    Doris17 15 

    Emmel 12 

    InDebtEnby 13 

    KajiKita 1/20  image 

    laurenh1 1/18  image 

    LittleMissDetermined 1/15  image 

    Pinkpieuni 10 

    Prodigal50 15 

    Quantaqa 15 

    QueenJess 1/15  image 

    Scrumpy18 10 

    short bird 1/18   image 

    Tenar15 10  

    thepurplepixie 15  

    Thriftymissus 24  

    VickyA 2 1/15   image 


    To see the updated results for September on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay it's September! I'm not kicking off the month with an NSD for once but back in the saddle tomorrow. :):)
  • Tenar15
    Tenar15 Posts: 10 Forumite
    10 Posts Photogenic
    Hello! Long-time forum lurker here, really want to kick myself into controlling my spending more so thought I would join in, please :)  Could I start with 10?
  • KajiKita
    KajiKita Posts: 8,142 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,118 Forumite
    1,000 Posts Name Dropper Photogenic
    1/19 Please @cathybird Thank youXX
    New Missions to take me into the New Year 2026!:-

    1) Clear CC2 first £624.46
    2) Pay SFD back £1440.47
    3) Pay SFD back £1000.00
    4) Pay MD Back £649.00
    5) Pay back 0% Interest now standing at £2223.78
    Total debt: - £5937.71
  • VickyA_2
    VickyA_2 Posts: 4,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello!  Well, I'm delighted to be back, starting afresh and I've got a NSD in the bag on day 1!

    Please could I up my challenge to 15 days?  So 1/15 so far...
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • cathybird
    cathybird Posts: 15,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Tenar15 image and welcome image to our lovely thread! I've added you to the list, hope you enjoy the challenge! image
  • beanielou
    beanielou Posts: 96,229 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture