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Splendid September's No-Spend Days Challenge!
Comments
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@Thriftymissus hope everything's OK xxx1
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Thriftymissus said:Hello, I’ve been swamped by family stuff and am taking a bit of a break, will hopefully be back joining the challenge soon x wishing everyone lots of NSDs xMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
Hi!
August didn't work out but would you put me down for 10 days in September?
Thanks so much 😊Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1 -
Nsd Monday and not spending today as well.
Challenges
NSD - Oct 11/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 256 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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It's a 3/20 NSD Wednesday
It'll be a spendy day tomorrow as having trees removed so will pop and do any top up shopping tomorrow, if needed
~ NSD 2025 - NSD October 18/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Thriftymissus said:Hello, I’ve been swamped by family stuff and am taking a bit of a break, will hopefully be back joining the challenge soon x wishing everyone lots of NSDs x1
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One yesterday and an early call for today please x1
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It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
September 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAfdaff 10AuntieL 1/18beanielou 2/19Caeraugirl 10cathybird 1/15Changeyourlife25 10Crazybee787 2/19Crazycatlady2 15Dizzycap 3/20Doris17 15Emmel 12InDebtEnby 1/13KajiKita 2/20laurenh1 3/18LittleMissDetermined 2/15Pinkpieuni 2/10Prodigal50 10Quantaqa 15QueenJess 2/15Scrumpy18 10short bird 2/18Tenar15 1/10thepurplepixie 15Thriftymissus 24VickyA 2 1/15To see the updated results for September on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Not one today… the fire alarm went off at lunchtime so I went out for lunch unexpectedly.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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