We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

Comments

CrazyBee787 Posts: 1,365 Forumite

3 September at 5:25PM

Not today @cathybird I splurged on fish & chips very naughty, I figured if Thurs & Fri are good that would be 4/5 I did enjoy the food, and it was neededXX

1
Tenar15 Posts: 13 Forumite

3 September at 6:34PM

Another for me today, please

1
KajiKita Posts: 8,752 Forumite

3 September at 6:36PM

One here today 😊

KK

As at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
beanielou Posts: 97,150 Ambassador

3 September at 6:40PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
2
short_bird Posts: 4,068 Forumite

3 September at 8:17PM

Day 3 today.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
cathybird Posts: 15,956 Forumite

3 September at 9:26PM edited 4 September at 2:45PM

September 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

Afdaff 10

AuntieL 1/18

beanielou 4/19

Caeraugirl 10

cathybird 2/15

Changeyourlife25 10

Crazybee787 2/19

Crazycatlady2 15

Dizzycap 3/20

Doris17 15

Emmel 12

InDebtEnby 2/13

KajiKita 3/20

laurenh1 3/18

LittleMissDetermined 2/15

Pinkpieuni 2/10

Prodigal50 1/10

Quantaqa 15

QueenJess 2/15

Scrumpy18 10

short bird 3/18

Tenar15 2/10

thepurplepixie 15

Thriftymissus 24

VickyA 2 1/15

To see the updated results for September on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

1
InDebtEnby Posts: 204 Forumite

3 September at 10:32PM

Another one for me

Current No Spend Challenge: 10/13
2025 No Spend Days: 144/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1
Dizzycap Posts: 1,301 Forumite

3 September at 11:23PM edited 3 September at 11:26PM

Great NSD going all xxxx
@Thriftymissus - Hope everything is ok & sending big ((hugs))) xx
Today will be a spendy day as having trees removed & hedges cut in back garden, so will be doing a couple of online essential stock up shops; now, which have been sweetend even more by 65% discounts, extra loyalty card bonus points, & the use of a bundle of free Amazon gift cards I've received through TCB

~ NSD 2025 - NSD November 22/15 (11 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
1
beanielou Posts: 97,150 Ambassador

4 September at 4:34AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Prodigal50 Posts: 122 Forumite

4 September at 6:46AM

Day one done 👍

Jan 2022
Owed approx 70,000 in consumer debt

Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803

Emergency Fund 0/2000

2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances

1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
352.6K Banking & Borrowing
253.8K Reduce Debt & Boost Income
454.5K Spending & Discounts
245.6K Work, Benefits & Business
601.6K Mortgages, Homes & Bills
177.7K Life & Family
259.5K Travel & Transport
1.5M Hobbies & Leisure
16K Discuss & Feedback
37.7K Read-Only Boards