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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025

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  • formuladon
    formuladon Posts: 2 Newbie
    First Post
    Trying to make sure I get this offer, but the T&Cs on paying in the £1500 are quite contradictory on the Barclays link on page 1 of this thread.

    At the top of the page it says the money can be paid in in instalments. So then would moving £750 in and out twice on consecutive days count, for example?

    But then reading the detailed T&Cs on the bottom of the page, it indicates it has to be one full payment? My switch doesn’t complete until 31st July and it’s going to be touch and go if I have £1500 still in my account then.
    Okay reading it back again, I think I’ve just misunderstood.

    T&Cs say “you must pay a one-off payment of at least £1500 into your nominated eligible account you’re switching to within 30 days of opening it”. 

    The “one-off payment” just means balance transfer rather than standing orders etc, so presumably it is fine to pay in smaller amounts to make up the £1,500, if I understand that correctly?

    For anyone who has done these before (this is my first time doing this) - can I transfer £750 in overnight, then back out again - then repeat this the next day - to make up the full £1,500 paid in? 
  • Altior
    Altior Posts: 1,053 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    I qualified with two individual transfers, but left a closing balance of over £1500
  • harz99
    harz99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    edited 30 July at 2:12PM
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    harz99 said:
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
    I feel your pain @harz99 ... I too get texts inviting me to continue in the app, despite the ID check having failed.

    You might remember I arranged a branch appointment for today on the 17th, the branch cancelled that yesterday for reasons of staff holidays and sickness. I raised a complaint but it was not upheld as they gave me the option to make an appointment at another branch 1 hour away. I now have an appointment with the branch manager on Tuesday.
  • harz99
    harz99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    dealyboy said:
    harz99 said:
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
    I feel your pain @harz99 ... I too get texts inviting me to continue in the app, despite the ID check having failed.

    You might remember I arranged a branch appointment for today on the 17th, the branch cancelled that yesterday for reasons of staff holidays and sickness. I raised a complaint but it was not upheld as they gave me the option to make an appointment at another branch 1 hour away. I now have an appointment with the branch manager on Tuesday.
    I would further complain that expecting you to travel an hour each way to another branch because they are unable to fulfill their own bookings system is unreasonable, therefore it was also unreasonable for them to refuse to uphold your complaint. 
  • Nasqueron
    Nasqueron Posts: 10,771 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 31 July at 10:10AM
    harz99 said:
    dealyboy said:
    harz99 said:
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
    I feel your pain @harz99 ... I too get texts inviting me to continue in the app, despite the ID check having failed.

    You might remember I arranged a branch appointment for today on the 17th, the branch cancelled that yesterday for reasons of staff holidays and sickness. I raised a complaint but it was not upheld as they gave me the option to make an appointment at another branch 1 hour away. I now have an appointment with the branch manager on Tuesday.
    I would further complain that expecting you to travel an hour each way to another branch because they are unable to fulfill their own bookings system is unreasonable, therefore it was also unreasonable for them to refuse to uphold your complaint. 
    A complaint on the basis a staff member was sick so they couldn't do the checks was always doomed to fail - OP was given the option of a different branch OR to rebook at the same branch later. Please don't encourage the system to be clogged up wasting bank resources for complaints that are frivolous or vexatious 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • harz99
    harz99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    edited 31 July at 10:59AM
    Nasqueron said:
    harz99 said:
    dealyboy said:
    harz99 said:
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
    I feel your pain @harz99 ... I too get texts inviting me to continue in the app, despite the ID check having failed.

    You might remember I arranged a branch appointment for today on the 17th, the branch cancelled that yesterday for reasons of staff holidays and sickness. I raised a complaint but it was not upheld as they gave me the option to make an appointment at another branch 1 hour away. I now have an appointment with the branch manager on Tuesday.
    I would further complain that expecting you to travel an hour each way to another branch because they are unable to fulfill their own bookings system is unreasonable, therefore it was also unreasonable for them to refuse to uphold your complaint. 
    A complaint on the basis a staff member was sick so they couldn't do the checks was always doomed to fail - OP was given the option of a different branch OR to rebook at the same branch later. Please don't encourage the system to be clogged up wasting bank resources for complaints that are frivolous or vexatious 
    Rubbish, you arrange your life and quite probably take time off work, to make an appointment, which in itself is only required because Barclays own systems are rubbish at successfully verifying ID, then they cancel at short notice, expect somebody to travel an hour each way instead, thus taking up more of their time, and expect them to be happy, nothing frivolous about that complaint! 
  • Nasqueron
    Nasqueron Posts: 10,771 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    harz99 said:
    Nasqueron said:
    harz99 said:
    dealyboy said:
    harz99 said:
    harz99 said:
    My wife's still getting texts and emails exhorting her to do this that and t'other in the app, which she can't get into until her debit card materialises, so we can try that way🙄😬
    And still more messages, but still awaiting her debit card, slowly slowly catchee money...but we're impatient😬
    I feel your pain @harz99 ... I too get texts inviting me to continue in the app, despite the ID check having failed.

    You might remember I arranged a branch appointment for today on the 17th, the branch cancelled that yesterday for reasons of staff holidays and sickness. I raised a complaint but it was not upheld as they gave me the option to make an appointment at another branch 1 hour away. I now have an appointment with the branch manager on Tuesday.
    I would further complain that expecting you to travel an hour each way to another branch because they are unable to fulfill their own bookings system is unreasonable, therefore it was also unreasonable for them to refuse to uphold your complaint. 
    A complaint on the basis a staff member was sick so they couldn't do the checks was always doomed to fail - OP was given the option of a different branch OR to rebook at the same branch later. Please don't encourage the system to be clogged up wasting bank resources for complaints that are frivolous or vexatious 
    Rubbish, you arrange your life and quite probably take time off work, to make an appointment, which in itself is only required because Barclays own systems are rubbish at successfully verifying ID, then they cancel at short notice, expect somebody to travel an hour each way instead, thus taking up more of their time, and expect them to be happy, nothing frivolous about that complaint! 
    It's not rubbish at all (I remind you of the forum rules on polite posting)

    The appointment was cancelled due to staff sickness - an unexpected issue. Would you expect a staff member to go in despite being ill, potentially making them worse and others ill as well just to keep a customer appointment for something minor like a bank account?

    OP was offered a choice of either a same day appointment an hour away OR the local branch a few days later

    Moreover, you say they are rubbish at verifying ID but you simply need to take a photo, a video of your moving side to side and saying some numbers, you are assuming that it was the app at fault.

    A complaint that your appointment was cancelled due to a staff member being ill and being offered 2 alternatives is indeed frivolous and taking it to the FOS would likely be deemed vexatious

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • gerrard88
    gerrard88 Posts: 132 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    If i do a chase switch tomorrow will this work and will get the bonus?
  • s71hj
    s71hj Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So, for this one it says you have to open the account "in the app" , but you don't seem to be able to get anywhere in the app without already having an account!! Anyone any idea what I'm doing wrong! 
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