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Joyful July's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 8,109 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today.

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,106 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today, I keep eating breakfast baps and getting them on the credit card, I am very bad and can't seem to stop myselfXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
  • Caeraugirl
    Caeraugirl Posts: 597 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I've been AWOL from both this NSD challenge and the forum as a whole for a while. We've had a couple of very spendy months (including unexpectedly having to help out with DS car purchase  :#) but the fact that I've also been avoiding updating my YNAB and have fallen foul of my overdraft twice this month has finally rung alarm bells for me!

    Summer is always expensive for us, with both DS's home from Uni and eating us out of house and home. As we're also in the middle of a very spendy garden project, DS1 has now finished Uni and trying to find a job, and DS2 needs to find a Masters course AND accommodation, it really is time for me to get my head out of the sand!

    So while I've probably had a couple of NSDs this month, I'm resetting today. I had to buy some paving slabs this morning so currently still on 0/10, but I'm going to see how many I can clock for the rest of the month.
    #21 Save £12k in 2025 £19277.35/£20000


  • cathybird
    cathybird Posts: 15,757 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 July at 10:40PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 19/19  image  image  image  image  image 

    BridgetTheCat 11/8  image  image  image  image  image

    Caeraugirl 10 

    cathybird 10/15  image  image  image 

    Changeyourlife25 7/10  image  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 18/20  image  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 6/12  image  image 

    IRunFar 10 

    Jay1 2 10/14  image  image  image 

    KajiKita 14/15  image  image  image 

    laurenh1 12/18  image  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 8/10  image  image 

    QueenJess 6/15  image  image 

    short bird 11/18   image  image  image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 13/TF   image  image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,757 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you @Caeraugirl xx :):)
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    Good luck @Caeraugirl sounds like you’re spending for so many good reasons ❤️
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    One for me today, number 13. Been out to theatre with tickets I bought ages ago and a lovely meal which was my partner’s turn to buy ❤️👀
  • Dizzycap
    Dizzycap Posts: 1,188 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 20 July at 4:44AM
    Good morning all  <3 I can't believe how fast this month has gone!  22 weeks before Christmas! :o:o
    Declaring a very early NSD 18/20 Sunday - Day of catching up with HH chores & rest ;):D
    Wishing everyone a Saintly NSD Sunday!  <3:D:D
    ~ NSD 2025 - NSD September 16/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £635.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)
  • beanielou
    beanielou Posts: 96,139 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, day 11!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
★ ★ ★ Meet your Ambassadors

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