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Joyful July's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    laurenh1 said:
    One today. Found out today nothing can be done for my Dad so today feels heavy. Might have to get a take away tomorrow after work but trying to be good under the circumstances xx
    Sorry to hear that. Of course it’s heavy. Take care of yourself. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hugs @laurenh1

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Thriftymissus
    Thriftymissus Posts: 282 Forumite
    100 Posts Photogenic Name Dropper
    laurenh1 said:
    One today. Found out today nothing can be done for my Dad so today feels heavy. Might have to get a take away tomorrow after work but trying to be good under the circumstances xx
    So sorry to read this — please be as kind to you as you can. ❤️
  • Thriftymissus
    Thriftymissus Posts: 282 Forumite
    100 Posts Photogenic Name Dropper
    Number 11 for me today. On a roll x 
  • CrazyBee787
    CrazyBee787 Posts: 992 Forumite
    500 Posts Name Dropper Photogenic
    Not today, not yesterday and not tomorrow , I am buying extra groceries for pack ups (lunches) for my new job on MondayXX I really need to get back in the right mind setXX
  • cathybird
    cathybird Posts: 15,686 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh1 so very sorry to hear that, it sounds hard, hope you are as OK as circumstances allow xxx 
  • cathybird
    cathybird Posts: 15,686 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 July at 9:40PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 16/19  image  image  image  image 

    BridgetTheCat 10/8  image  image  image  image  image

    Caeraugirl 10 

    cathybird 8/15  image  image 

    Changeyourlife25 7/10  image  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 16/20  image  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 6/12  image  image 

    IRunFar 10 

    Jay1 2 10/14  image  image  image 

    KajiKita 14/15  image  image  image 

    laurenh1 11/18  image  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 8/10  image  image 

    QueenJess 6/15  image  image 

    short bird 10/18   image  image  image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 11/TF   image  image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • InDebtEnby
    InDebtEnby Posts: 121 Forumite
    100 Posts Name Dropper Photogenic
    Another one for me 
    August No Spend Challenge: 12/13
    2025 No Spend Days: 99/100
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • QueenJess
    QueenJess Posts: 4,530 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today. Not sure I’m going to make my target this month!
    2025 decluttering: 4,022 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 345🥉🥈🥇💎🏆
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
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