July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
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NSD Sunday 12/8.2
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Not today - bought a rose for niece and her partner.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring a NSD today.2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 289🥉🥈🥇💎🏆
Big kitchen declutter challenge 78/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
NSD — treated to pub lunch by Mother-in-law. That’s no. 13 😍1
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@Thriftymissus you declared 13 yesterday so think today is 14? Let me know if wrong xx1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 20/19BridgetTheCat 12/8Caeraugirl 10cathybird 10/15Changeyourlife25 7/10Crazybee787 3/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 19/20Doris17 7/15InDebtEnby 6/12IRunFar 10Jay1 2 10/14KajiKita 14/15laurenh1 12/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 8/10QueenJess 7/15short bird 11/18thepurplepixie 6/15Thriftymissus 14/TFVickyA 2 5/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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Declaring a very early NSD 19/20 Monday! Manic day of appointments, so absolutely no chnce of spending a penny on so many levels! Far too much detailWishing everyone a Marvellous NSD Monday!~ NSD 2025 - NSD July 20/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2
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cathybird said:
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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