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Joyful July's No-Spend Days Challenge!
Comments
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Number 16 today for me. Pleased to be back on it for a few days.2
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Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!September GC 🥨🍕 - £243.88/£600
PAD Sept 💪 - £99.06PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Sept 🙏 - 2/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £263.98Debt Barclaycard - £1,069.33
Debt Uksl - £1,399.832 -
Not today, I am beautifying myself and lunch out for profile pageXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!1 -
Changeyourlife25 said:Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!1 -
Nsd for me today.
Challenges
NSD - Sept 12/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,516 Target MF (Jun 26) 289 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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Tuesday is day 13...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Definitely NOT today! 😊 I is officially on holiday (and had forgotten how parking costs add up and up!).
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
14/8 today… I don’t spend much on work days.1
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July 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 21/19BridgetTheCat 14/8Caeraugirl 10cathybird 12/15Changeyourlife25 11/10Crazybee787 3/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 20/20Doris17 7/15InDebtEnby 8/12IRunFar 10Jay1 2 10/14KajiKita 15/15laurenh1 15/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 9/10QueenJess 7/15short bird 13/18thepurplepixie 6/15Thriftymissus 16/TFVickyA 2 5/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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Number 8 for meCurrent No Spend Challenge: 6/13
2025 No Spend Days: 108/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301
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