July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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Number 16 today for me. Pleased to be back on it for a few days.2
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Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.382 -
Not today, I am beautifying myself and lunch out for profile pageXX1
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Well done, if only we could all do this, it would be greatXXChangeyourlife25 said:Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!1 -
Nsd for me today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1 -
Tuesday is day 13...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Definitely NOT today! 😊 I is officially on holiday (and had forgotten how parking costs add up and up!).
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
14/8 today… I don’t spend much on work days.1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
beanielou 21/19
BridgetTheCat 14/8
Caeraugirl 10cathybird 12/15
Changeyourlife25 11/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 20/20
Doris17 7/15
InDebtEnby 8/12
IRunFar 10Jay1 2 10/14
KajiKita 15/15
laurenh1 15/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 9/10
QueenJess 7/15
short bird 13/18
thepurplepixie 6/15
Thriftymissus 16/TF
VickyA 2 5/10
To see the updated results for July on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Number 8 for meCurrent No Spend Challenge: 13/13
2025 No Spend Days: 51/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301
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