July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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Number 16 today for me. Pleased to be back on it for a few days.2
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Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!GC August 🍑🥞 £435.98/600
GC July 🌽🥑 £789.39/£600
PAD August (Debt free) 🤑 - £80.21
PAD July (Debt free) 💷 - £305.60
NSD August ✋ - 3/10NSD July 🚫 - 12/10
DS1 18th savings 🥳 2025 - £440.08
Christmas savings 🎄2025 - £120
Legoland savings 🧱 2026 -Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- £285.36
Debt Capitol one- £299.30Debt Barclaycard - £939.53
Debt Uksl - £1,409.832 -
Not today, I am beautifying myself and lunch out for profile pageXX1
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Well done, if only we could all do this, it would be greatXXChangeyourlife25 said:Can I please be put down for another 4?! 😮
11/10
Can’t believe I’ve done it ! I’ve saved so much money this month it’s crazy. I’ll keep the goal at 10 but still keep going with the nsd!!1 -
Nsd for me today.
Challenges
NSD August- 4/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 314 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
1 -
Tuesday is day 13...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Definitely NOT today! 😊 I is officially on holiday (and had forgotten how parking costs add up and up!).
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
14/8 today… I don’t spend much on work days.1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
beanielou 21/19
BridgetTheCat 14/8
Caeraugirl 10cathybird 12/15
Changeyourlife25 11/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 20/20
Doris17 7/15
InDebtEnby 8/12
IRunFar 10Jay1 2 10/14
KajiKita 15/15
laurenh1 15/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 9/10
QueenJess 7/15
short bird 13/18
thepurplepixie 6/15
Thriftymissus 16/TF
VickyA 2 5/10
To see the updated results for July on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Number 8 for meAugust No Spend Challenge: 12/13
2025 No Spend Days: 99/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301
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