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Joyful July's No-Spend Days Challenge!

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Comments

  • beanielou
    beanielou Posts: 96,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One yesterday & one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,421 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today. 

    Hugs @laurenh1

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thursday is day 15.
    So sorry to hear of your loss, @laurenh1.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 96,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    laurenh1 said:
    One today please. My dad passed on sunday night, I have spent a few days doing very little but getting a few jobs sorted this morning.
    So sorry. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh1 really sorry to hear it, these things are hard to go through. I hope you are as OK as circumstances allow xxx 
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 July at 3:56PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 23/19  image  image  image  image  image  image  image

    BridgetTheCat 14/8  image  image  image  image  image

    Caeraugirl 10 

    cathybird 13/15  image  image  image 

    Changeyourlife25 11/10  image  image  image  image  image

    Crazybee787 4/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 23/20  image  image  image  image  image  image  image

    Doris17 7/15  image  image 

    InDebtEnby 9/12  image  image 

    IRunFar 10 

    Jay1 2 10/14  image  image  image 

    KajiKita 15/15  image  image  image  image  image 

    laurenh1 16/18  image  image  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 10/10  image  image  image  image 

    QueenJess 8/15  image  image 

    short bird 15/18   image  image  image  image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 16/TF   image  image  image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,217 Forumite
    1,000 Posts Name Dropper Photogenic
    Very sorry to hear of your news @laurenh1 wishing you an eventless and spiritual time with your family and with your loved ones, Take careXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • CrazyBee787
    CrazyBee787 Posts: 1,217 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today I have been splurging on lunch and snacks, naughty meXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • InDebtEnby
    InDebtEnby Posts: 184 Forumite
    100 Posts Name Dropper Photogenic
    Number 9 for me
    Current No Spend Challenge: 13/13
    2025 No Spend Days: 127/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • Dizzycap
    Dizzycap Posts: 1,241 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a 23/20 NSD Friday  :) 
    @ laurenh1 - I'm so very sorry to hear about your loss  :'(<3 (((Big Hugs)))
    Wishing everyone a Fabulous NSD Friday!  <3
    ~ NSD 2025 - NSD October 19/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
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