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Joyful July's No-Spend Days Challenge!

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Comments

  • BridgetTheCat
    BridgetTheCat Posts: 205 Forumite
    100 Posts Photogenic Name Dropper
    Another one for me yesterday 15/8
  • beanielou
    beanielou Posts: 96,658 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    Sending love to you Lauren.
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    I’m on number 17, I’m target-free. Today will be NSD — went to McDonald’s yesterday and bought a soft drink in a pub the day before. Not massive spending I know but not feeling great about the McDonalds spend! Ah well. 
  • QueenJess
    QueenJess Posts: 4,617 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 8,429 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Pinkpieuni
    Pinkpieuni Posts: 180 Forumite
    100 Posts Name Dropper Photogenic
    Nsd for me today

    Challenges

    NSD - Oct 13/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 252 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 July at 10:46PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 


    beanielou 24/19  image  image  image  image  image  image  image


    BridgetTheCat 15/8  image  image  image  image  image  image


    Caeraugirl 10 


    cathybird 13/15  image  image  image 


    Changeyourlife25 11/10  image  image  image  image  image


    Crazybee787 5/19  image  image 


    Crazycatlady2 3/15  image 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 23/20  image  image  image  image  image  image  image


    Doris17 7/15  image  image 


    InDebtEnby 9/12  image  image 


    IRunFar 10 


    Jay1 2 10/14  image  image  image 


    KajiKita 16/15  image  image  image  image  image  image


    laurenh1 16/18  image  image  image  image 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 6/18  image  image 


    Pinkpieuni 11/10  image  image  image  image  image


    QueenJess 9/15  image  image 


    short bird 15/18   image  image  image  image 


    thepurplepixie 6/15   image  image 


    Thriftymissus 17/TF   image  image  image  image 


    VickyA 2 5/10   image  image 



    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,220 Forumite
    1,000 Posts Name Dropper Photogenic
    5/19 Please @cathybird Thank youXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • InDebtEnby
    InDebtEnby Posts: 184 Forumite
    100 Posts Name Dropper Photogenic
    Yesterday was a payday so it was a spendy day topping everything up for the start of my month, and today is Norwich pride so I'll definitely be spending.
    Current No Spend Challenge: 13/13
    2025 No Spend Days: 127/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
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