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Joyful July's No-Spend Days Challenge!

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  • Dizzycap
    Dizzycap Posts: 1,083 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Morning all  <3
    Declaring a NSD 24/20 Saturday - I thought I might be spending to top up a few bits ready for next month, but it's chucking it down & I really can't be bothered  :D 
    Wishing everyone a Superb NSD Saturday!
    ~ NSD 2025 - NSD July 25/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • beanielou
    beanielou Posts: 95,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 883 Forumite
    500 Posts Name Dropper Photogenic
    Spent today on a lovely throw and soap and soap plate and dinner bits, naughty and needed a treatXX
  • VickyA_2
    VickyA_2 Posts: 4,579 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone.  MIA on here for a couple of weeks, but I am delighted to be able to add 6 NSDs to the total!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 July at 10:08PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 


    beanielou 25/19  image  image  image  image  image  image  image


    BridgetTheCat 15/8  image  image  image  image  image  image


    Caeraugirl 10 


    cathybird 14/15  image  image  image 


    Changeyourlife25 11/10  image  image  image  image  image


    Crazybee787 5/19  image  image 


    Crazycatlady2 3/15  image 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 24/20  image  image  image  image  image  image  image


    Doris17 7/15  image  image 


    InDebtEnby 9/12  image  image 


    IRunFar 10 


    Jay1 2 10/14  image  image  image 


    KajiKita 16/15  image  image  image  image  image  image


    laurenh1 16/18  image  image  image  image 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 6/18  image  image 


    Pinkpieuni 11/10  image  image  image  image  image


    QueenJess 9/15  image  image 


    short bird 15/18   image  image  image  image 


    thepurplepixie 6/15   image  image 


    Thriftymissus 17/TF   image  image  image  image 


    VickyA 2 11/10   image  image  image  image  image



    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Definitely not today … rather to my resentment…

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Definitely not today … rather to my resentment…
    @KajiKita gosh, hope all is OK! xx 
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 July at 7:31PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image (I've listed the same targets as this month but pls say if you'd like to aim for something different!)

    August targets

    AuntieL 18
    beanielou 19
    BridgetTheCat 8
    Caeraugirl 10
    cathybird 15
    Changeyourlife25 19
    CrazyBee787 19
    Crazycatlady2 15
    Dizzycap 20
    Doris17 15
    InDebtEnby 12
    Jay1 2 14
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 15
    Optimistic Saver 18
    Pinkpieuni 10
    QueenJess 15
    short bird 18
    thepurplepixie 15
    Thriftymissus TF
    VickyA 2 10


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,083 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    cathybird - 20, please:-)
    Thanks for keeping the thread updated daily & all the wonderful emoji  <3:D
    ~ NSD 2025 - NSD July 25/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    KajiKita said:
    Definitely not today … rather to my resentment…
    @KajiKita gosh, hope all is OK! xx 
    Awww bless, didn’t mean to worry you. Had a frustrating and demoralising day being utterly ripped off at a garden that used to be amazing and now is dreadful and hugely overpriced, along with a really bad lunch (at the same place). It was a tiring day and by the time I got home I was a bit sulky! 😂😉

    For August I need to get back on track after letting myself relax a bit in July so back to 20 days please 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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