July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
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Morning allDeclaring a NSD 24/20 Saturday - I thought I might be spending to top up a few bits ready for next month, but it's chucking it down & I really can't be botheredWishing everyone a Superb NSD Saturday!~ NSD 2025 - NSD August 19/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £478.50 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Spent today on a lovely throw and soap and soap plate and dinner bits, naughty and needed a treatXX1
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Hi everyone. MIA on here for a couple of weeks, but I am delighted to be able to add 6 NSDs to the total!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 25/19BridgetTheCat 15/8Caeraugirl 10cathybird 14/15Changeyourlife25 11/10Crazybee787 5/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 24/20Doris17 7/15InDebtEnby 9/12IRunFar 10Jay1 2 10/14KajiKita 16/15laurenh1 16/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 11/10QueenJess 9/15short bird 15/18thepurplepixie 6/15Thriftymissus 17/TFVickyA 2 11/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Definitely not today … rather to my resentment…
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!)
August targetsAuntieL 18beanielou 19BridgetTheCat 8Caeraugirl 10cathybird 15Changeyourlife25 19CrazyBee787 19Crazycatlady2 15Dizzycap 20Doris17 15InDebtEnby 12Jay1 2 14KajiKita 20laurenh1 18LittleMissDetermined 15Optimistic Saver 18Pinkpieuni 10QueenJess 15short bird 18thepurplepixie 15Thriftymissus TFVickyA 2 10🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
@ cathybird - 20, please:-)Thanks for keeping the thread updated daily & all the wonderful emoji~ NSD 2025 - NSD August 19/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £478.50 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2
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cathybird said:
For August I need to get back on track after letting myself relax a bit in July so back to 20 days please 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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