July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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NSD 13/8 today. Back at work after 11 days off 😭 but at least there’s no opportunity to spend money.2
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cathybird said:@Thriftymissus you declared 13 yesterday so think today is 14? Let me know if wrong xx
Number 15 today. Declaring early as busy working from home. Bought petrol but don’t count that. And no sneaky chocolate bars falling into my hands.2 -
One Saturday, Sunday and today. X3
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One for me for Saturday, but I forgot to updateAugust No Spend Challenge: 12/13
2025 No Spend Days: 99/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Back on it - one today 😊
(I did buy plants but paid cash from my monthly allowance so I’m not counting that 😊)
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 21/19BridgetTheCat 13/8Caeraugirl 10cathybird 11/15Changeyourlife25 7/10Crazybee787 3/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 20/20Doris17 7/15InDebtEnby 7/12IRunFar 10Jay1 2 10/14KajiKita 15/15laurenh1 15/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 8/10QueenJess 7/15short bird 12/18thepurplepixie 6/15Thriftymissus 15/TFVickyA 2 5/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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Not today I connected with an ex collegaue through linked in, this cost £14.99! Although now I realise I could have done it for free another way, I am the prize fool!3
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Monday was day 12.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
Awesome going with all the NSD folks!
We're smashing July with only 22 weeks remaining before Christmas!
Declaring a very early full house NSD 20/20 Tuesday! Can't wait to get in that swimming pool!Wishing everyone a Thrashing NSD Tuesday!~ NSD 2025 - NSD August 20/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £579.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)0 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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