July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
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Declaring a 15/20 NSD TuesdayWishing everyone a Terrific NSD Tuesday!
Just pottering about in the garden and doing a little clearing & watering later as the rain that was expected was more of a 10 minute frizzle drizzle
~ NSD 2025 - NSD July 18/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18beanielou 16/19BridgetTheCat 10/8Caeraugirl 10cathybird 8/15Changeyourlife25 7/10Crazybee787 3/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 16/20Doris17 7/15InDebtEnby 5/12IRunFar 10Jay1 2 10/14KajiKita 13/15laurenh1 11/18LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18Pinkpieuni 8/10QueenJess 5/15short bird 10/18thepurplepixie 6/15Thriftymissus 10/TFVickyA 2 5/10To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Number 10 for me today. Working from home with loads to do tomorrow so very much aiming not to spend 🤗2
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Another one today 10/8 🤣
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Not today.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one for me2
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Awesome NSD going everyone!Declaring an early NSD 16/20 Thursday - pottering in the garden & catching up with houseworkWishing everyone a thrilling NSD Thursday~ NSD 2025 - NSD July 18/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1
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Just 1 more for me please yesterday
7/10GC July 🌽🥑 £511.65/£600
PAD July (Debt) 💷 - £146.36
NSD July 🚫 - 7/10
DS1 18th savings 🥳 2025 - £80
Christmas savings 🎄2025 -
Legoland savings 🧱 2026 -1 -
One today. Found out today nothing can be done for my Dad so today feels heavy. Might have to get a take away tomorrow after work but trying to be good under the circumstances xx2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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