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Joyful July's No-Spend Days Challenge!

Comments

Dizzycap Posts: 1,243 Forumite

16 July at 2:56PM

Declaring a 15/20 NSD Tuesday Just pottering about in the garden and doing a little clearing & watering later as the rain that was expected was more of a 10 minute frizzle drizzle
Wishing everyone a Terrific NSD Tuesday!

~ NSD 2025 - NSD October 22/20 (10 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
cathybird Posts: 15,846 Forumite

16 July at 5:53PM edited 17 July at 9:46PM

July 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

July targets

AuntieL 2/18

beanielou 16/19

BridgetTheCat 10/8

Caeraugirl 10

cathybird 8/15

Changeyourlife25 7/10

Crazybee787 3/19

Crazycatlady2 3/15

cuddlymarm 15

CynicalPinnacle 10

Dizzycap 16/20

Doris17 7/15

InDebtEnby 5/12

IRunFar 10

Jay1 2 10/14

KajiKita 13/15

laurenh1 11/18

LittleMissDetermined 15

Money Choices 12

Optimistic Saver 6/18

Pinkpieuni 8/10

QueenJess 5/15

short bird 10/18

thepurplepixie 6/15

Thriftymissus 10/TF

VickyA 2 5/10

To see the updated results for July on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

1
Thriftymissus Posts: 283 Forumite

16 July at 6:37PM

Number 10 for me today. Working from home with loads to do tomorrow so very much aiming not to spend 🤗

2
BridgetTheCat Posts: 205 Forumite

16 July at 9:13PM

Another one today 10/8 🤣

2
KajiKita Posts: 8,453 Forumite

16 July at 9:25PM

Not today.

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
InDebtEnby Posts: 188 Forumite

16 July at 11:21PM

Another one for me

Current No Spend Challenge: 17/13
2025 No Spend Days: 131/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
2
Dizzycap Posts: 1,243 Forumite

17 July at 8:02AM edited 17 July at 8:02AM

Awesome NSD going everyone!
Declaring an early NSD 16/20 Thursday - pottering in the garden & catching up with housework
Wishing everyone a thrilling NSD Thursday

~ NSD 2025 - NSD October 22/20 (10 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
Changeyourlife25 Posts: 103 Forumite

17 July at 10:59AM

Just 1 more for me please yesterday

7/10

October GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600

PAD Oct 💰 - £17.30
PAD Sept 💪 - £205.50
PAD August 🤑 - £151.90
PAD July 💷 - £305.60

NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10
NSD July 🚫 - 12/10

Debt Marstons - paid off (June 25)
Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13
Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.83

1
laurenh1 Posts: 1,031 Forumite

17 July at 3:33PM edited 17 July at 3:33PM

One today. Found out today nothing can be done for my Dad so today feels heavy. Might have to get a take away tomorrow after work but trying to be good under the circumstances xx

2
beanielou Posts: 96,697 Ambassador

17 July at 4:12PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1

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