July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 18BadBookkeeper 15beanielou 4/19
BridgetTheCat 2/8
Caeraugirl 10Changeyourlife25 2/10
cathybird 2/15
Crazybee787 1/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 4/20
Doris17 3/15
InDebtEnby 1/12
IRunFar 10Jay1 2 2/14
KajiKita 3/15
laurenh1 2/18
library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 18Pinkpieuni 1/10
QueenJess 2/15
short bird 2/18
thepurplepixie 15Thriftymissus 3/TF
VickyA 2 3/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Thursday is day 2.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Two more NSDs - Wednesday 2nd and Thursday 3rd. Bring on July!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1
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Great going everyone!

Declaring a very early NSD 4/20 Friday
Wishing everyone a Fantastic NSD Friday - Lets blast JULY! Happy July the 4th
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1 -
First one of the month for meCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Morning all x NSD number 3 today. I’ve gone target free as I’m away on holiday into a tiny bit of July. Holiday has been appreciated all the more thanks to various money saving independent aspects like using TopCashback/using public buses rather than package holiday transfer and other costly shenanigans x1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi everyone can I add 3 please 😀2
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Not today, I wanted to try again at making treacle tart so when out for ingredients and bought lunch tooXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Nsd for me today.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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