Nationwide £200 switching bonus starting 29/05/2025

Nasqueron

harz99 said:

Nasqueron said:

manic37 said:

When you make debit card payment, does it have to be using the physical card or can it be when it's used in Google Wallet for contactless payment? 

I have qualified for a few switch bonuses that required card payments using google wallet, I got the Fairer Share payment as well by making multiple payments using phone as well

You're quoting a question without answering it...never mind @blue_eyes has already helped manic37 with a good answer. 

The question asked was whether you can use the card or via google pay to which I answered that I have verified that you could indeed qualify using the debit card on the app. I am not sure how I could be any clearer in my post that answered the question completely.

harz99

Nasqueron said:

harz99 said:

Nasqueron said:

manic37 said:

When you make debit card payment, does it have to be using the physical card or can it be when it's used in Google Wallet for contactless payment? 

I have qualified for a few switch bonuses that required card payments using google wallet, I got the Fairer Share payment as well by making multiple payments using phone as well

You're quoting a question without answering it...never mind @blue_eyes has already helped manic37 with a good answer. 

The question asked was whether you can use the card or via google pay to which I answered that I have verified that you could indeed qualify using the debit card on the app. I am not sure how I could be any clearer in my post that answered the question completely.

Sorry, but you didn't verify anything relating to THIS switch offer, you made a general statement relating to a "few" switch bonuses you have had in the past, then you go on to talk about the Fairer Share payment which again isn't THIS switch offer and has totally different T&Cs. 

ioscorpio

Although I received the £200 switch reward, I queried why I initially received the 1% cashback on my debit card and the 5% for having £1500 continually in my account since opening it and then the cashback stopped and the 5% was reduced to 1%. I have been able to open the Regular Saver account.
I also queried why I had received less for a full month than I had for the 1st part month.  I was told that because I had previously had the incentives in 2020 that I was not entitled to them in 2025.  I was also told that 1% on the £1500 only starts when a £1000 has been deposited  into the account even there has continuously been £1500 throughout each month in the account.  Therefore if your salary goes in towards the end of the month you will only receive interest for a short period, so the trick is to transfer £1000 at the start of each month.  I have not seen these restrictions in the T&Cs

Nasqueron

ioscorpio said:

Although I received the £200 switch reward, I queried why I initially received the 1% cashback on my debit card and the 5% for having £1500 continually in my account since opening it and then the cashback stopped and the 5% was reduced to 1%. I have been able to open the Regular Saver account.
I also queried why I had received less for a full month than I had for the 1st part month.  I was told that because I had previously had the incentives in 2020 that I was not entitled to them in 2025.  I was also told that 1% on the £1500 only starts when a £1000 has been deposited  into the account even there has continuously been £1500 throughout each month in the account.  Therefore if your salary goes in towards the end of the month you will only receive interest for a short period, so the trick is to transfer £1000 at the start of each month.  I have not seen these restrictions in the T&Cs

The Flex Direct account requires £500 a month deposit regardless of how much you keep in, in to qualify for the 5% interest. It also only lasts a year then drops to 1%. Both are in the terms

harz99 said:

Nasqueron said:

harz99 said:

Nasqueron said:

manic37 said:

When you make debit card payment, does it have to be using the physical card or can it be when it's used in Google Wallet for contactless payment? 

I have qualified for a few switch bonuses that required card payments using google wallet, I got the Fairer Share payment as well by making multiple payments using phone as well

You're quoting a question without answering it...never mind @blue_eyes has already helped manic37 with a good answer. 

The question asked was whether you can use the card or via google pay to which I answered that I have verified that you could indeed qualify using the debit card on the app. I am not sure how I could be any clearer in my post that answered the question completely.

Sorry, but you didn't verify anything relating to THIS switch offer, you made a general statement relating to a "few" switch bonuses you have had in the past, then you go on to talk about the Fairer Share payment which again isn't THIS switch offer and has totally different T&Cs. 

This was verified as I explained multiple times, using the debit card via google pay counts for the qualification

ioscorpio

I have deposited the £1,000 monthly requirement, this is a new account so expected 5% for 1 year, the same as my previous account in 2020. I have not kicked off about it in case they take back the £200 switch reward.  They have allowed some parts of the switch offer like the regular savings account but not all aspects of the offer.  Surely you're entitled to all of switch entitlements or none of them.

WillPS

ioscorpio said:

I have deposited the £1,000 monthly requirement, this is a new account so expected 5% for 1 year, the same as my previous account in 2020. I have not kicked off about it in case they take back the £200 switch reward.  They have allowed some parts of the switch offer like the regular savings account but not all aspects of the offer.  Surely you're entitled to all of switch entitlements or none of them.

The FlexDirect account's introductory offer, the switching bonus and the Flex Regular Savings are all separate things.

The FlexDirect introductory bonus is strictly once ever.
The switching bonuses have all been worded such that you can have 1 (+1 joint) since 2021.
The Flex Regular Savings account is available to all Nationwide current account holders, and is only limited to one of any issue at any one time (you can open a new one the day after it matures or is closed).

gerrard88

Can you switch a joint account?

PRAISETHESUN

gerrard88 said:

Can you switch a joint account?

Yes. Nationwide is the rare exceptions where they will pay out two incentives - one for for a sole switch and one for a joint switch.

gerrard88

Ah great

whar about doing a switch via chase and 30p debits.  Any success?