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Should itsthelittlethings spend less on coffee?
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I've spent all my money for the week so no spending until it resets on Friday.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 631 -
itsthelittlethings said:I have also figured out that I need to lose the luxury and upper mid market spending. I have a mid market wage.
Good luck with managing until your spending reset
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I think, especially when you read other diaries, we all have similar thought processes in that when we start along the DF journey there are things you think you can't POSSIBLY live without and cant compromise on but along the way realisation kicks in that actually you can. Balancing the budget and getting out of debt become more important to.you and the biggest priority.
(Mine was the gym. I thought i would die without it 🤣 I've survived and not missed anywhere near how much I thought I would)Nov/Dec 24 £39 564
July 25 £34 5310 -
I feel more on top of the clutter in my flat, I need to tidy before my sister comes round.
Next weekend I am going to do myself a little self taught craft course and do some rag rugging.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 631 -
I feel tired after work.
I bought a coffee this morning and a ginger shot. That cost about £6.
I had a session for my Open University course this evening. It was just an introduction. I can’t afford to do a degree but hopefully the Access looks good on my CV. People always say they’ll train me through work but they never actually offer the training when it comes to it so I am doing it for myself.
I must start recording what I eat tomorrow. I have been eating and eating and it doesn’t feel good. One more cup of coffee tonight and put the giant pile of clothes in front of my chest of drawers away. My phone fell down the back so I had to empty it to move it. I vacuumed behind it at the same time, so it was worth it.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 630 -
I got my wool out to look at last night and couldn’t bear to sell any of it. Perhaps I will reverse the thinking. Rather than pull out wool I don’t like to sell, I should pull wool out, allot (? spelling looks wrong) it to a project and then sell what I don’t have projects for. I have kept wool for years because I love it. I love not being in debt more!0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 631 -
No take out coffee this morning. I don’t feel like it plus the coffee man has Monday and Tuesday off which I always forget.
0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 630 -
I will post a list here of all the wool I sell and a few of the projects I have in mind to motivate me to sell. I think it will be a Saturday afternoon job, Sunday is for rag rugging.
Saturday morning is for cleaning.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 630 -
Did a budget that actually felt comfortable this morning and have started writing down all my spending again.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 630 -
Just grabbing five minutes with (what else) a coffee before I tackle the mountain of washing up. I also have to walk to Tescos to pick up a Vinted parcel. It is Dylon, not clothes.
I feel knackered. Roll on the weekend.0 bonus saver
35 NS&I
224 credit union
100 Computer
Credit card 2490
Overdraft 630
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