2025 GOALS
18/25 classes
22/100 books
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Till May Be Out
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If it was on the list @Blackcats it counts!
I am still weary with new job and build stuff but I am keeping up with making sure my to-do list for the day is neat and tidy for the next day, and appreciating that I write on it a minimum amount of time walking I aim for, as if I didn't have it on The List I would quite happily sack it off 'because tired' and then wonder why I was several stone heavier in a couple of months!3 -
I've finally tied up all the new trees. I do need to remove the bits of string that were on them instead of tree ties. And one of the rowans needs a bamboo tying to the stem to keep it straight. But it's progress.
I also shifted my mulch/compost delivery which arrived today and was left in the furthest corner of the drive. 40 bags of mulch, 25 bags of compost, and two europallets are now safely in the garden. So once the gravel arrives tomorrow I can get on with things again.4 -
Dropped the duvet for washing yesterday - collect on Friday.Started looking at a new fibre broadband deal as giggleclear emailed me to say they are doubling their costs from £27 to £54 a month. Whilst also telling me that they can only offer the £19 a month deal to new customers 🙄
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
So today I am actually going to sit down & sort some finance stuff/life admin, that has been pushed back so many times. Also make myself a proper plan/weekly time table for exercise & my freebie OU course that I started ages ago & doing family tree stuff on A*c*st*y. These are all things I have every intention of doing & they just keep getting overlookedMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
Starting the process of looking at an alternative broadband provider yesterday (dropped out of it part way through as there were all these add on costs such as a subscription for a booster unit that I know we need, kept appearing and it didn't look look like such a good deal) has had GiggleKlear ringing me! Apparently that email they sent me is a standard one they are required to send by law - really?
After some shuffling about, they announced with great fanfare that they would be able to keep my costs the same rather than doubling them and there were no plans to increase the costs next April so we should be at £27 pcm for the next 18 months. It sounded okay to me so I asked for details in writing and will probably sign up to it tomorrow, after checking with Mr KK.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I realised that I hadn't changed the address on the Petlog records since we moved here and so I had to update that yesterday. I also made a hygienist appointment as I haven't been in 6 months. I forgot she only works certain days and so I could only get one for July, but at least that is booked.
I had a relaxing Reiki session this morning and I got home and read some more of my book and dusted the whole house and vacuumed.6 -
Wednesday2000 said:I realised that I hadn't changed the address on the Petlog records since we moved here and so I had to update that yesterday. I also made a hygienist appointment as I haven't been in 6 months. I forgot she only works certain days and so I could only get one for July, but at least that is booked.
I had a relaxing Reiki session this morning and I got home and read some more of my book and dusted the whole house and vacuumed.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
@Makingabobor2 - don't forget that FamilySearch.org is free also - you just have to register. They won't try and convert anyone using the site - it is against the rules.5
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weenancyinAmerica said:@Makingabobor2 - don't forget that FamilySearch.org is free also - you just have to register. They won't try and convert anyone using the site - it is against the rules.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Finally remembered to set the trip on the car this morning and captured my mileage - 11.1 miles too and from work 😊
Got on my car insurance website and revised my annual mileage to a much lower level and got a £34.24 refund 😊👏 What impressed me was that I could do this myself and so didn’t incur an admin fee. I’m becoming more and more impressed with this provider 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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