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Till May Be Out

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Comments

  • KajiKita
    KajiKita Posts: 8,004 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    How are you feeling this morning @badmemory?

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rachmac3
    rachmac3 Posts: 469 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    @Baileys_Babe I should probably admit that I still have a floordrobe but I accepted I always will and it's now behind doors as if it's a real wardrobe. I have a cupboard under the stairs in my bedroom, about 10% of my clothes are hanging up in it, the other 90% are on the floor of it and this is how I've made peace with myself 😂 

    Debts                 04/01/25        01/09/25   

    Tesco CC          £6,509.97       £5,930 (now NatWest2)
    NatWest CC      £7,612.74      £6,905
    Lloyds CC          £6,112.60      £4,943.12
    1st Direct CC     £176.03         £6.68
    CC total             £20,411.34   £17,784.80
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,005
    Total                  £36,195.78   £30,789.80
    EF £500
  • Baileys_Babe
    Baileys_Babe Posts: 6,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    rachmac3 said:
    @Baileys_Babe I should probably admit that I still have a floordrobe but I accepted I always will and it's now behind doors as if it's a real wardrobe. I have a cupboard under the stairs in my bedroom, about 10% of my clothes are hanging up in it, the other 90% are on the floor of it and this is how I've made peace with myself 😂 
    🤣🤣🤣

    I love your floordrobe solution.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,559 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 1 June at 9:07AM
    Well done on all the marvellous May achievements everyone 🍻

    New thread here:
    https://forums.moneysavingexpert.com/discussion/6610222/summertime/p1?new=1
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 47

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • badmemory
    badmemory Posts: 9,815 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    KajiKita said:
    How are you feeling this morning @badmemory?

    KK

    Much much calmer about the whole thing thank you.  I thought through all the conversations & realised that the only info I gave was the town we live in & that my surname was the same.  I really now do think that it was the ambulance service that was being messed with & someone was using me to do it.  Like the ambulances don't have enough to deal with.  I would like to know who did it though so that I can give them a piece of my mind.
  • Makingabobor2
    Makingabobor2 Posts: 4,273 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Is there a June thread?
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1192/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 8,004 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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