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Till May Be Out
Comments
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@Baileys_Babe I should probably admit that I still have a floordrobe but I accepted I always will and it's now behind doors as if it's a real wardrobe. I have a cupboard under the stairs in my bedroom, about 10% of my clothes are hanging up in it, the other 90% are on the floor of it and this is how I've made peace with myself 😂
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.564 -
🤣🤣🤣rachmac3 said:@Baileys_Babe I should probably admit that I still have a floordrobe but I accepted I always will and it's now behind doors as if it's a real wardrobe. I have a cupboard under the stairs in my bedroom, about 10% of my clothes are hanging up in it, the other 90% are on the floor of it and this is how I've made peace with myself 😂
I love your floordrobe solution.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
Well done on all the marvellous May achievements everyone 🍻
New thread here:
https://forums.moneysavingexpert.com/discussion/6610222/summertime/p1?new=14 -
KajiKita said:
Much much calmer about the whole thing thank you. I thought through all the conversations & realised that the only info I gave was the town we live in & that my surname was the same. I really now do think that it was the ambulance service that was being messed with & someone was using me to do it. Like the ambulances don't have enough to deal with. I would like to know who did it though so that I can give them a piece of my mind.3 -
Is there a June thread?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Yes, here 😊Makingabobor2 said:Is there a June thread?
https://forums.moneysavingexpert.com/discussion/6610222/summertime/p2
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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