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Summertime
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Sun_Addict said:
Thank you @KajiKita, I do have a list but no one competent enough to offload anything meaty to. Pesky work keeps getting in the way of my to do list 🤣
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Thanks for the new thread. I am going to actually make a physical list this month and maybe that will help me get through my OATS.
Yesterday I did do some serious decluttering and added to my list of decluttered items for this year. So I do feel a lot better about that. Once I've written a list I will add it on here, to help keep myself more accountable.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,964
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £730/£3000
.
Fiver Friday '25 #10 £90/£260
Studies/surveys June £81.80
Decluttering items 710
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
Sorry to hear the chicken news, @rachmac3.
Finishing off May: yesterday I took 2 bags of various things to the CS - whoop! I still have 2 bags to take and will aim for next weekend. (Two bags have been hanging around since at least February.....)
Starting June: today I have just uploaded this week's receipts into a few apps - I'm jot very good at keeping up with them. I've also finished reading a book that was the last one I scanned into a book-selling app a few days ago, so they are all now parcelled up, ready to be dropped off at a parcel locker this week.
I'm not at work tomorrow (they owe me lots of hours) so will aim to find something productive to do then, too. I should probably figure out how many hours work owe me and maybe find some hooks to hang up 2 garden ornaments that I got for my birthday over a year ago...I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £207 -
Thanks for the new thread @PenniesIntoPounds.
You're not on your own @Blackcats, I'm sneaking some May OATs into June too. May was set aside for decorating the living room and I'm pleased to say most of it is done. Still left to do is clean the carpet that, in fairness, I did start yesterday until the filter decided to disintegrate.I didn't have a spare but have ordered some that should arrive this week. The radiators need painting too.
June's OATS:
Finish shampooing the carpet - need new filters
Buy radiator paint and paint radiators x 2
Sew new cushion covers x 6 - I have the fabric already (from my stash)
Make a seat pad for the sofa - again, I have the fabric but need some wadding
Organise/tidy the aerial and cables for the TV, stereo and speakers, router and a table lamp - they're an eyesore that annoys me every time I look at them DONE
Sew up a jumper that I've knitted - not needed yet but it's been on the To Do list for far too long
Finish off a cross stitch (one of a set of four - one done and framed, one nearly done and two to go)
Do something with the patio; I don't have a garden but do have planters out there - whatever was in them has admitted defeat, having been overcome by weeds.I think the best course of action is to empty them and start again - that's if the bottoms haven't fallen out of the pots.
Find out from the hairdresser when she's going on maternity leave and for how long DONE
Fit in appointments for my annual diabetes review/ diabetic eye check /optician that I'll be getting reminders for anytime soon (not a fan of any of them but needs must)
Look out for another fixed rate savings account to replace the one that's due to mature in a couple of months
Phew, I think that's enough for one month!Be kind to others and to yourself too.4 -
@rachmac3 - So sorry to hear about your chicken. Sending you hugs.
Trying to decide how to combine lists together - as I will be caregiving for two of my roommates, trying to clean up indoors and out, and generally getting frustrated. The temperature here has been all over the map. Supposed to be around 25C here today, but who knows. We don't get our really hot weather until September and early October.6 -
Spent over an hour in the office:
- Excavated the top of the desk, filed, recycled, relocated and cleaned as needed! I managed to save two particularly beautiful images from last year’s calendar for crafting / art inspiration soul feeding 😊- Updated my finances and paid off my credit card. No OP this month due to needing to move monies across from savings to cover Chloe vet bill spend, new clothes (very needed) and ongoing builders merchant bills for the works in the garden. Still have 6+ months of EF 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I have managed to use up around half a builders' bag of soil, which means there is only half a bag left to get rid of somehow:
- I've finished the last two veg beds
- Started planting up one of them (need to check what should be going in that and the other one)
- Filled the pots next to the archways at the veg plot entrances with soil/compost
- Planted the pots up with sweet peas/morning glory/sad-looking loofahs/leftover cucumbers which I hope will climb up the arches (most likely they'll climb over the fence).
- Found the fruit cages, built them, and shoehorned them over the blackcurrant and gooseberry. I haven't yet netted them.
- Tidied pots/modules/seed trays/gravel trays away into the shed as they've been emptied
- Sorted some stuff out from the greenhouse and put it in the shed
- Built the first obelisk (took less time than unpacking it
- Moved the rest of the obelisk packages from the garage to grass next to the patio so I can build them when I have time
- Moved the gabion cages to the back of the shed (where the rocks are). I need to put one together to see what it looks like and then decide where to use them.
- Put tools away in the shed
- Done some weeding
- Moved the rest of the compost to the back of the greenhouse.
- Done some laundry
- Boxed up electronics and booked collection for sale
- Set up soaker hose for hedge
- Water trees
- Ericaceous feed for relevant plants
- Mulch the borders
- Move any unused mulch to compost area
- Cut edges/paths in veg plot with edging shears
- Mow (at two different heights for different areas)
- Find plants (in pots) to fill last few buckets/galvanised bath by cat flap
- Get the obelisks made and installled
- Put up the pictures in the bedrooms, bathrooms, and on the landing
- Sort out house insurance
- Chase P11D and do tax return
- Sort out S&S ISA and pensions
- Book dog in for the snip...
5 -
Jeepers @greenbee, how do you sustain this pace!! I am awestruck 😊👏
< nominates Greenbee for political office, any office where she could just get stuck in … > 😉
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
That reminds me, I found another one of the spiral things for gabions when I was in the garden yesterday @Greenbee. Must put any bits I find somewhere safe.
Thank you for the new thread PIP. My main focus has been on the garden but the man is coming to sort the ensuite in two weeks and I absolutely must do some more clearing before then. Not least because I will have to temporarily move into the spare room and currently it is full of 'stuff'. Might just have a quick look and see if I can get another big bin booked.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4
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