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Summertime

PennysIntoPounds
Posts: 4,120 Forumite

...and the living is easy
Well, at least all about us doing the things that will make our day to day lives easier, our minds easier, and our long term life and MSE goals easier to achieve 🥂
Oh, and finding mse ways to enjoy it!
Looking forward to hearing about everyone's summer aims and achievements 😊
Well, at least all about us doing the things that will make our day to day lives easier, our minds easier, and our long term life and MSE goals easier to achieve 🥂
Oh, and finding mse ways to enjoy it!
Looking forward to hearing about everyone's summer aims and achievements 😊
14
Comments
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Thank you @PennysIntoPounds for the new thread.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Thanks @PennysIntoPounds for our shiny new thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Excellent! A new thread to get stuck into …. Now, where was that list <distant sounds of rummaging>
I may be some time! 😉
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Summer has been long time coming!
https://www.youtube.com/watch?v=TK_z73tVbgU&ab_channel=LegacyRecordingsVEVO
No man is worth crawling on this earth.
So much to read, so little time.5 -
Thank you for continuing this thread 🙂 I’m in. I will endeavour to be more proactive this time. Been reading along but not posting and I have so many things I need to do 😔I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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I will do my usual and bimble along, reading, and posting when I do something oaty, and then make a big effort in the last week of the month.
I didn't get around to my pile behind the door, I've been chicken nurse all weekend and she died last night so doing all the necessary today.
So I still intend to do The Pile Behind The Door asap, and my oaty bimbling will be decluttering my phone through the next few weeks.
Debts 04/01/25 02/06/25
Tesco CC £6,509.97 £6,030.00
NatWest CC £7,612.74 £7,230.00
Lloyds CC £6,112.60 £5,355.00
1st Direct CC £176.03 £8.83
CC total £20,411.34 £18,623.83TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,657.09
Total £36,195.78 £32,530.92
EF £500.346 -
Sun_Addict said:Thank you for continuing this thread 🙂 I’m in. I will endeavour to be more proactive this time. Been reading along but not posting and I have so many things I need to do 😔
Also, delegation is an excellent approach, if there are any opportunities to offload things 😉 - sometimes a job being done badly (e.g. cleaning) is better than it not being done at all, as it saves time the next time through touching that task.
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Not my OAT, but we're tackling Mr Cheery's dad's garden today. It's gotten wildly out of hand while he's been in hospital and we've had to focus on DIY stuff and the inside of the house. Brought my own petrol strimmer with me, he's got several electric ones but they're all rubbish.6
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@rachmac3 - sorry about your chicken.
well I'm sneaking my leftover May tasks into June and hoping no-one notices 😎
however, progress has been made because I've printed out the financial and health & welfare power of attorney forms for myself and MrBC. We can collect our first signatures this week. I feel reassured now I've read the instructions as I know what I'm doing and who is doing what in the process.
As I've fessed up to previously I really dislike filing so today I'm going to file, shred and clear my paperwork tray ready for a fresh start in June.
7 -
I have cleared and cleaned the coffee table in the lounge - Mr KK came back at a critical moment so I could ask questions such as ‘are these batteries dead’ - ‘yes, they can go’ and ‘is this slip of outer packaging plastic with an address on it, important?’ - ‘ooh yes, I will put that in my file upstairs’. 😊
Last windowsill in the dining room cleared and cleaned. There are two houseplants that live on that windowsill, one of which needs repotting - giving it a really good soak first and once it has had time to catch its breath, I will probably try and repot / preferably split and repot it next weekend 😊
KK
As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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