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Till May Be Out
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rachmac3 said:Pile behind the door it is then. I'll do it Saturday morning. It's mostly clothes that need to be taken to the charity bin, but I left them there on the off chance I decided to put some on vinted.
Also - I love that I can admit to my piles and messes here with no fear of nagging or criticising!
And yes, the lack of judgement here is lovely
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
beanielou said:KajiKita said:The new dishwasher is running …! 👏🎊🎉🥳😊
I also grabbed Mr KK as soon as I got home and got him to help rotate my mattress 😊
KK
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I’ve just set my DW off 😎
More importantly - radishes and lettuce have been sown in the last of the planters outside the kitchen window.Gardener is here today so last IBC has been moved and the water barrels opened, emptied and moved to the back. Edges and weeding are being done.
i need to pay the plumber, find and send a new baby present to my goddaughter, go to the picture framer, and brave the house insurance renewal. It’s gone up £200 so I can’t really ignore it and auto-renew this time! I should also finish my hand washing.
Once the gardener has gone, I need to plant more cosmos and finish mulching the borders, fill pots with compost and plant/sow stuff, and try to make some progress on the remaining veg beds.3 -
So, my big push the other day, didn't quite get as far as I would have liked, so after I wash the dishes in a bit, I intend to start on the decluttering again and then wrap and post my friends birthday present and if i have enough to fill a bag for charity shop, I will drop that off on the way. Determined to have it all done by the end of the monthMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Refund requested from Octopus (they refunded £500 in March and are refunding almost as much again) and switched to variable DD so I mostly won’t be paying them. Unfortunately they can’t automatically pay me for my generation so I need to call them every couple of months to get the money back.4
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Who stole May then? Own up! Final push tomorrow which involves actually cleaning indoors thoroughly - something I’ve ignored recently with loads of post-viral excuses. It’s been two months now so a quick flick around is no excuse.
A few good OATS achieved today though spending our Nationwide Fairer Share bounty in advance. New kitchen tap ordered to replace dripping one and friendly plumber lined up to fit when it arrives next week (hopefully). New draining board ordered online saving nearly £25 on RRP. We have a tiny draining area and no space for a dishwasher so the JJ extending one works really well and our old one is a bit manky.
Booked the MOT, cats boosters and made a note to book boiler service for later in the year.
Tomorrow’s jobs - clean the bird table and water dish and make up the flat pack BBQ.
Also fixed a date to catch up with a friend who is always ultra difficult to commit. It’s in July but let’s hope it happens.Tilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20186 -
Collected my prescription - always a dull task but pretty critical! 😉
Quick wipe over of the TV stand and mantelpiece in the lounge.
Completely emptied, cleaned and rearranged the windowsills in the snug and the dining room at the front of the house. Now that’s a job I’ve been meaning to do for aaaages …
Put all the contents of the cupboard under the sink … back under the sink - two carrier bags of stuff off the floor! 👏 Mr KK pleased. 😁
Bagged up all the squashed aluminium foil ready to take to the recycling centre tomorrow 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Have been paid, so paid the plumber and gardener.
Dragged myself outside again and sowed leeks (yep, very late) and radicchio, and then poked nasturtiums into holes in various beds and scattered some wild pansy seeds around.
Also brought some pots back from the greenhouse to repot a few things on the patio.
Oh... and put the strings in for one set of broad bean supports.4 -
Nothing much done today, didn't even finish my work tasks, because I have a sick chicken again. The ducks don't give me this much trouble! I think it's because the chickens are posh breeds rescued from a posh WR supplying farm.
I have done a bit of moving money around, and sent my extra wages (mileage repayment) to a friend to hold on to in the hope I can afford that holiday in September.
I'm still aiming to tackle the pile tomorrow.
And I think for June I'm going to have one long ongoing OAT of deleting things from my phone, maybe have a daily or weekly target, because it's on the go slow and I've used up all my storage.
Edited to add that it's a complete lie that I've done nothing because I've managed to defrost clean and refill 2 freezers, get dog food and fuel, doa load of washing and some dishes, and half a day of work whilst tending to a sick chicken. I've also learned some new needle skills!Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.565 -
I have been sore today so not nearly as much done as I wanted, but I am washed, the flat is acceptable, I didn't let my friends down by not meeting up, and I have transfered todays tasks to the next couple of days so I don't feel a day behind myself in the morning. Sometimes you have to count your wins where you can!
Do people want a June thread or a break from OATing for summer?4
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