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March Forward Into Spring

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,254 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Cheers for the info @Blackcats, will keep it in mind. I always automatically think bootses will be more expensive than other places and I don't know why, so must try to be more savvy
  • rachmac3
    rachmac3 Posts: 305 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I have now read and signed all of my overdue and due by april work policies.
    I've also started trying on and sorting old clothes. The bag I grabbed contained bikinis and beachwear, a strange one to start with but it's a start.
    I'm going to go read the instructions on my mouse traps now and decide on the treats to try.

    Debts                 04/01/25        01/07/25   

    Tesco CC          £6,509.97       £5,945.00 
    NatWest CC      £7,612.74      £7,155.00
    Lloyds CC          £6,112.60      £5,215.00
    1st Direct CC     £176.03         £4.50
    CC total             £20,411.34   £18,319.50
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,451.62
    Total                  £36,195.78   £32,021.12
    EF £300.00
  • boultdj
    boultdj Posts: 5,333 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @rachmac3 peanut butter works well in the traps, it's not easy to get off like bread so can be use to catch/ kill a few from the one dose. After all there is normally more than the 1 mouse you see, ours was 13 of the little vermin.
    £71.93/ £180.00
  • redofromstart
    redofromstart Posts: 5,801 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    I hope you read the policies whilst wearing a bikini rachmac?

    No real progress yesterday between normal cleaning, hairdressers and some garden stuff. 
  • Makingabobor2
    Makingabobor2 Posts: 4,180 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Definitely up for a big push of OATS today. Last night I sat & sharpened every pencil I could find in the house, while watching Ben Fogle in his shorts....love that man & his programs so much. So that's another annoying little job off the list
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Wednesday2000
    Wednesday2000 Posts: 8,324 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I just had a GP appointment. He gave me some exercises to do at home as he said I have aggravated my rotator cuff injury. I'm not sure how I did that as the only new thing I've been doing is meditation classes!

    I have a Pip review coming up so I called to book an appointment at the advocacy group that helped me last time.

    I want to start another book today as I may as well take advantage of kindle unlimited before the subscription runs out.


    2025 GOALS
    15/25 classes
    16/100 books



  • Blackcats
    Blackcats Posts: 3,859 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @vampirotoothus - your games and mantra are great - I will be adopting those henceforthwith (I love that word 😁)
    @Cheery_Daff - I love your tackle it when hungry approach.  I am disproportionately rewarding myself with chocolate when I achieve a task.  You are right some of these tasks are boring and seemingly never ending.  I rang b n q's head office (overseas call centre) to escalate a complaint last Friday and was told that I would get a call back in 24 hours.  I rang again on Tuesday and apparently they have escalated my escalated complaint.  I asked if I could expect a call back this year and was told that was indeed a possibility 🤷‍♀️

    Have ticked some more tasks off the lists but made a deliberate decision to move the verging (on the ridiculous) media call until Monday. As MrBC rightly said we are currently buoyed by our task successes and a call to that organisation can only lead to sinking spirits and quite often abject misery.  The other deferred task involves paying out some money and as it's not due until Monday I will wait til then and eek out a bit of interest.

    thanks to this challenge I am wearing a jumper that's been lurking in the wardrobe for months because the sleeves were too long.  Yesterday I turned the sleeves up and hemmed them and today I am wearing that spring jumper enjoying a cuppa in the glorious sunshine, next to a re-potted plant that's been waiting to be re-homed for quite a while.

    I've also booked the dentist!  I was secretly happy when the receptionist was telling me that there was a long wait for appointments but she found a cancellation for next week.  Best to get it over with I suppose.
  • Baileys_Babe
    Baileys_Babe Posts: 6,240 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It has been over a week since I have made a proper update and plan. This week has been very busy for everyone in the house and with the road still being closed and no bus service, I have been ferrying the children around more than planned.

    This morning, I decided I needed to get back to dealing with my OATs. I revisited my list to see what to do next and I am pleased we have still been making progress 😊

    Progress so far:
    Dismantled 95% of old play equipment
    Strimmed the old play equipment area
    Mowed the old play equipment area
    Scarified the old play equipment area
    Cut down 90% of the trees and branches that need removing from the garden
    Processed 75% of the cut down trees and branches so they can dry out for burning on the stove next winter
    Processed 20% of other wood so it can dry for burning on the stove next winter
    Changed my email address with 7 banks/building societies
    Decanted the wholesale sack of porridge oats into 5kg containers
    Decided on light fittings for the dining room
    Paid cash into the bank, this has been hanging around since the end of last year
    Sorted through clothes that have been in long-term storage
    Washed 85% of the stored clothes we are keeping 

    This cheered me up and no end and made me think of plans for today:
    💮 Add my name to the council tax bill - Done, I was on hold for about 15 minutes, they needed OH's permission as he is the account holder 😡 despite me for the twenty years we have lived here, always being the bill payer
    💮 Sign up for the Boots blister pack recycle scheme - Done, I've scanned my first 15 packs, which have been approved - thank you @Blackcats for highlighting that Boots recycle blister packs
    💮 Change my email address with 1 bank/building society. I've left the more difficult ones until the end - Done, it only took a minute or two once I found time to focus on this task 





    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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