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March Forward Into Spring

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  • rachmac3
    rachmac3 Posts: 157 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    Thanks PIP, I put on Sort Your Life Out and read and signed 2 work policies for an easy OAT win.
    I only have to work half a day over the next 2, so I am feeling reasonably recharged and keen to have one last push before April and the start of proper spring and summer.
    I'm actually a little bit excited about what I could get done over the next 4 days!

    Debts                 04/01/25        01/05/25   

    Tesco CC          £6,509.97       £6,150.00 
    NatWest CC      £7,612.74      £7,305.00
    Lloyds CC          £6,112.60      £5,495.00
    1st Direct CC     £176.03         £77.00
    CC total             £20,411.34   £19,027.00
    TSB OD             £500             £0 - gone!
    1st Direct OD     £600             £250 (no charge)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,862.56
    Total                  £36,195.78   £33,139.56
  • Cheery_Daff
    Cheery_Daff Posts: 16,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My weekend has been filled up with excursions and tasks so I won't get everything finished that I wanted to,  but hopefully still a few things. Would like to at least reply to my two annoying emails (Stupid Halfords and the LPG company) and get the ceiling panel put up. 


  • I_Love_comps
    I_Love_comps Posts: 2,416 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Back from my morning job.  I have put the clothes out to air on a clothes rack .  
    I have changed the ink cartridge, so now I can hopefully print out an important document.
    I will be out to my lunchtime job.  
    Then after lunch I will sort out admin for my DM.

    Hope you all have a good OATING day x
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



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  • greenbee
    greenbee Posts: 17,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a great idea for a thread... I don't think I'll attempt to join this late in the month, but I'd love to join in April and work through my long list of OATs...
  • Blackcats
    Blackcats Posts: 3,663 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @I_Love_comps - I do the admin and run my elderly dad's house and this thread has helped me realise how much there is to do.  Don't get me wrong I don't begrudge it at all but to acknowledge to myself that there is a lot to do has been useful.
    when I wrote out my to do list I now put a separate section for dad so that all his tasks are visible.

    however, today it's a huge green tick for me for actually getting round to using the Boots recycling scheme for empty medicine blister packs.  I thought it was going to be fiddly, time consuming, difficult etc - all the general excuses as to why it's been on my list for a while.
    anyway 15 empty foil packs recycled and 300 points earned and deducted from my boots shop.  Added bonus is that they packs have left my house, will be responsibly recycled and I've got a bit of money off my shop.   The makeup and toiletries recycling scheme is even more generous I think 500 points for 5 recycled items.

  • Makingabobor2
    Makingabobor2 Posts: 4,014 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Blackcats said:
    @I_Love_comps - I do the admin and run my elderly dad's house and this thread has helped me realise how much there is to do.  Don't get me wrong I don't begrudge it at all but to acknowledge to myself that there is a lot to do has been useful.
    when I wrote out my to do list I now put a separate section for dad so that all his tasks are visible.

    however, today it's a huge green tick for me for actually getting round to using the Boots recycling scheme for empty medicine blister packs.  I thought it was going to be fiddly, time consuming, difficult etc - all the general excuses as to why it's been on my list for a while.
    anyway 15 empty foil packs recycled and 300 points earned and deducted from my boots shop.  Added bonus is that they packs have left my house, will be responsibly recycled and I've got a bit of money off my shop.   The makeup and toiletries recycling scheme is even more generous I think 500 points for 5 recycled items.

     I have loads of blister packs to take. Every time I go to B00tss, the recycling thing isn't working, and the nearest S/Drug that takes them is 7 miles away and I never go to that town these days.  Will try again with B's, next time I go into town, or the retail park. I'm not bothered about getting points, just want rid of the blister packs. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £29,197

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £585/£3000
    .
    Fiver Friday '25 #10 £90/£260  

    Studies/surveys  May  £0

    Decluttering items 512

    Books read    12
    Jigsaws done  5

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sallyforth
    Sallyforth Posts: 570 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Well done @rachmac3 changing opticians - agree things like that take a huge effort.

    Thanks for all the positive vibes surrounding my little patio garden but no way @PennysIntoPounds would I show more than an ankle to my neighbour! Good job I’m actually allergic to the sun so will actually spend any sunny days under a parasol (fully clothed).

    Satisfying morning - scrubbed all the terracotta pots, hosed them and dried them in more glorious sunshine then squat them out of sight until the beginning of May when they’ll be filled with gorgeous summer plants … for slugs to eat.

    Delightful aperitif time sat outside at our new patio table with a sneaky glass of Cremant (disclaimer we don’t go out much!).

    Then disaster struck - my frog finally arrived having had to pay £4.60 surcharge postage and it was a snake. Flurry of emails and she is sending a frog and I can keep the snake which is nestled in my rockery appropriately menacing my neighbour now when he walks past to his door. I actually don’t like snakes but it was free and quite well made out of stone so Sid stops.

    Finally my three planter galvanised metal stand arrived. Quite excited as it was well reduced from a reputable seller (the waiting rose garden shop) and matched a similar vertical one I already have. Opened it and the stand was covered in rust. Why are these things sent to try us? I’ve photographed and politely complained so let’s see. 

    Tomorrow is a day of rest for me!
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • PennysIntoPounds
    PennysIntoPounds Posts: 3,728 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    🥳 and 🥂 @rachmach3

    @Blackcats do you have to spend money to get or redeem the recycling points? I've been looking it up but I'm still unclear 

    Highs and lows garden-wise there @Sallyforth
    Hopefully all will be sorted soon, and I am a big fan of Sid glaring at nosy neighbour.
    Lovely to be able to have a nice glass of something while enjoying your space 

    I was mostly responding to things today but they were boring and stressful things that could easily have been rolled over so I'm pleased with myself for not slowing the mortgage broker/warranty provider processes on the grounds of 'I don't want to do that job'

    Friday tomorrow, who's up for an end of week 'Let's get as much off the list as we can' push?
    My additional tasks are nothing that'll sound impressive but are things that can easily not be done but I'll feel so much better for having done them. 
    Silly dull tasks like check if a portable computer drive works. This will take about 15 minutes and has taken up a disproportionate monumental task status in my head
  • Blackcats
    Blackcats Posts: 3,663 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I'm definitely up for a Friday list busting effort.

    PIP - I now have a post grad in boots recycling with a specialist interest in blister packs.

    yes you have to spend a minimum of £5 to redeem your voucher and there is a monthly limit on how many vouchers you can get.  Oh and you have to spend the voucher within 30 minutes of depositing the items in the recycling box 🙀. I am pleased to responsibly dispose of the blister pack and the voucher was a nice bonus.
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